Chase Sapphire Reserve® Exclusive Tables Guide: How the $300 OpenTable Dining Credit Works

Chase Sapphire Reserve® Exclusive Tables is the OpenTable dining benefit tied to the Chase Sapphire Reserve®. For eligible personal Chase Sapphire Reserve® and J.P. Morgan Reserve cardmembers, the most important part is the up to $300 annual dining statement credit at participating restaurants.

The benefit is easiest to use when your city has participating restaurants you would book anyway. If the list is thin, far from your plans, or mostly expensive restaurants you would normally skip, the credit is worth less than $300 to you.

Last checked: July 8, 2026. Restaurant participation can change.

Quick Take

Eligible Chase Sapphire Reserve® and J.P. Morgan Reserve cardmembers can receive up to $300 per calendar year in statement credits at Chase Sapphire Reserve® Exclusive Tables restaurants through OpenTable.

The credit is split into two separate windows:

• Up to $150 from January 1 through June 30
• Up to $150 from July 1 through December 31

The credit only works at participating Chase Sapphire Reserve® Exclusive Tables restaurants. It does not apply to every OpenTable restaurant, unused credits do not roll over, and the restaurant list can change.

The strongest markets are the ones with enough participating restaurants to fit normal dining plans, including Atlanta, Austin, Baltimore, Greater Boston, Chicago, Denver, Houston, Los Angeles, Miami, New Jersey. It is more situational in smaller or regional markets where there may only be a handful of eligible restaurants.

What Is Chase Sapphire Reserve® Exclusive Tables?

Chase Sapphire Reserve® Exclusive Tables is a Chase and OpenTable dining program that gives eligible cardmembers access to a curated set of participating restaurants and reservation inventory through OpenTable.

There are two different ideas that often get blended together:

• Reservation access: eligible cardmembers can link an eligible card to OpenTable and see special or primetime reservation inventory at participating restaurants.
• Dining statement credit: eligible personal Chase Sapphire Reserve® and J.P. Morgan Reserve cardmembers can receive up to $300 per calendar year in statement credits at participating Chase Sapphire Reserve® Exclusive Tables restaurants.

The statement credit is the part that affects the card math. Reservation access can help in cities with harder-to-book restaurants, but the credit should only count at close to face value if the restaurant list matches where you already eat or travel.

How the $300 OpenTable Dining Credit Works

The Chase Sapphire Reserve® dining credit is not a single $300 credit you can use anytime during the year. It is split into two half-year periods.

You can use the credit across more than one eligible restaurant in the same six-month period. For example, if you spend $80 at one participating restaurant and $70 at another participating restaurant during the January-through-June window, that can use the full $150 first-half credit.

The important limitation: the restaurant has to be part of Chase Sapphire Reserve® Exclusive Tables when you dine. A regular OpenTable reservation is not enough.

How To Use the Chase Sapphire Reserve® Exclusive Tables Credit

The basic steps are simple:

1. Sign in to OpenTable or create an OpenTable account.
2. Add and verify your eligible Chase Sapphire Reserve® or J.P. Morgan Reserve card.
3. Use OpenTable’s Chase Sapphire Reserve® Exclusive Tables page to find a participating restaurant.
4. Dine at the eligible restaurant during the relevant six-month credit window.
5. Pay with the eligible card.

For new cardmembers, OpenTable notes that it can take up to 4 business days after opening a new account before the eligible card can be added and used for the benefit.

Where Chase Sapphire Reserve® Exclusive Tables Is Most Useful

The credit is easier to use in markets with a good spread of price points: tasting menus, steakhouses, neighborhood restaurants, and more casual options. More variety gives you a better chance of using the credit on a dinner you would have booked anyway.

Based on our July 8, 2026 check, these were the broadest markets by current participating restaurant count:

• Atlanta — 10 current participating restaurants.
• Austin — 14 current participating restaurants.
• Baltimore — 21 current participating restaurants.
• Greater Boston — 11 current participating restaurants.
• Chicago — 26 current participating restaurants.
• Denver — 16 current participating restaurants.
• Houston — 15 current participating restaurants.
• Los Angeles — 28 current participating restaurants.
• Miami — 12 current participating restaurants.
• New Jersey — 30 current participating restaurants.
• New York City — 30 current participating restaurants.
• Philadelphia — 15 current participating restaurants.
• Portland — 10 current participating restaurants.
• San Diego — 13 current participating restaurants.
• San Francisco — 30 current participating restaurants.
• Washington DC — 21 current participating restaurants.

Restaurant count is only a starting point. Los Angeles and the Bay Area both have strong lists, but geography matters. A Newport Beach restaurant, a Culver City tasting menu, and an Arts District dinner are not interchangeable. The same is true in regional markets such as Greater Boston, Central Coast, Connecticut, Greenville County, Hawaii, Maine, New Jersey, New Mexico, Rhode Island, West Palm Beach.

When the Benefit Is Worth Less Than $300

I would assign less than $300 of value in a few situations:

• The closest participating restaurant is far from where you live or travel.
• The eligible options are mostly expensive tasting menus or steakhouses you would not normally book.
• You tend to eat at casual restaurants that are not part of Chase Sapphire Reserve® Exclusive Tables.
• You forget to use one of the two $150 windows.
• The restaurant list changes before you dine.

The best use case is simple: you were already planning dinner at a participating restaurant, and the credit lowers the bill. If you have to change plans just to use it, treat it more like a coupon than cash.

City-by-City Chase Sapphire Reserve® Exclusive Tables Guides

Use the city guides below to jump to the right market. As of our July 8, 2026 check, the list ranged from one eligible restaurant in the smallest markets to 30 in the largest markets. OpenTable participation can change, so verify the restaurant before booking.

Large lists: Baltimore, Chicago, Los Angeles, New York City, San Francisco, Washington DC.

Solid lists: Atlanta, Austin, Denver, Houston, Miami, Philadelphia, Portland, San Diego.

Shorter lists: Charleston, Charlotte, Cleveland, Columbus, Dallas, Milwaukee, Naples, Nashville, New Orleans, Oklahoma, Phoenix, Raleigh, Sacramento, Salt Lake City, Seattle, Tampa.

Very limited lists: Cincinnati, Detroit, Jacksonville, Kansas City, Las Vegas, Minneapolis, Orlando, Pittsburgh, Richmond, San Antonio, St. Louis, Tulsa.

Regional lists: Greater Boston, Central Coast, Connecticut, Greenville County, Hawaii, Maine, New Jersey, New Mexico, Rhode Island, West Palm Beach.

Best Markets for Different Use Cases

Best for broad restaurant choice

Start with New York City, San Francisco / Bay Area, Los Angeles, Chicago, Baltimore, and Washington DC. These markets have enough options that the credit is more likely to fit a normal dinner plan.

Best for special-occasion dining

Look at Los Angeles, San Francisco / Bay Area, New York City, Chicago, Philadelphia, and Denver. These markets include more tasting-menu, Michelin-recognized, steakhouse, or higher-end options where the $150 half-year credit offsets part of a bigger bill.

Best for travel use

For travel, check Las Vegas, Hawaii, Miami, New Orleans, Charleston, Orlando, Naples, and West Palm Beach. The credit is easier to use when a participating restaurant is near your hotel or itinerary.

Best for regional markets

For Greater Boston, Connecticut, New Jersey, Maine, Rhode Island, New Mexico, and Central Coast, check the actual restaurant locations before valuing the credit. A regional list can cover places that are not close to each other.

Common Questions

Does the credit work at every OpenTable restaurant?

No. The dining credit only works at restaurants participating in Chase Sapphire Reserve® Exclusive Tables. A restaurant can be on OpenTable and still not qualify for the statement credit.

Can I use the full $300 at once?

No. The credit is split into two windows: up to $150 from January through June and up to $150 from July through December. Unused credit from one window does not roll over to the next.

Can I use the $150 credit at multiple restaurants?

Yes. Chase says the credit can be used across multiple eligible restaurants within the same six-month period, as long as the purchases qualify and you pay with the eligible card.

Do I need to book through OpenTable?

You should use OpenTable to find the current Chase Sapphire Reserve® Exclusive Tables restaurants and verify eligibility before booking. Some restaurants may require a card to hold or prepay a reservation, and the eligible Chase card should be stored in the OpenTable account.

Is the benefit worth $300?

Only if you can use both $150 windows at participating restaurants you would have chosen anyway. If the eligible restaurants are inconvenient, too expensive, or not a fit for your dining habits, your personal value is lower.

Sebby’s Take

Chase Sapphire Reserve® Exclusive Tables is a useful benefit, but I would not treat the up to $300 dining credit like cash unless your city has restaurants you already want to book.

The biggest markets are easier because there are more options across neighborhoods, cuisines, and price points. Smaller markets can still work, but they are much more dependent on one or two specific restaurants.

Before you count the credit toward the Chase Sapphire Reserve® annual fee, check your city guide, confirm the restaurant is still participating on OpenTable, and make sure you can use both six-month windows without forcing a meal you would not otherwise book.