Earn 80,000 ThankYou Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months of account opening
Annual fee: $95
Foreign Transaction Fee: None
Sebby's take: One of the best all-around earners with 3x back on restaurants, supermarkets, gas stations, air travel, and hotels. This can be a "one and done" setup for many with no foreign transaction fee.