Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
View OfferSebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).
Chase Sapphire Preferred® Card Calculator
Ask Sebby calculates the expected value of the Chase Sapphire Preferred® Card based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.
The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.
Calculation Methodology
The results from the above calculator are based on your ability to reach the minimum spend requirement to earn the welcome offer, your amount of spend on different categories, how you plan to redeem Chase Ultimate Rewards®, and how much relative value you assign to the other benefits.
The “Years” referenced in the calculator refer to the cardmember year, based on when you are approved for the card.
- Year 1 = first 12 months of card membership
- Year 2 = the following 12 months afterward
Chase Sapphire Preferred® CardAnnual fee: $95
Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).
Annual fee: $95
Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).