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Retention Offers

Credit Card Retention Offers: Data Points, Call Tips, and What to Expect

Written by: Sebastian FungLast updated: June 18, 2025
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AskSebby Community Data Points: Retention Offers

Thinking about closing or downgrading a credit card? Try calling the credit issuer's retention department to see if you can get a worthwhile offer. Learn more about retention offers in this post. Below are data points from our community about their retention offers. Feel free to contribute by filling out the survey below the spreadsheet.