Ask Sebby crunches the numbers for you to calculate the Expected Value of various credit cards. Compare cards or see if a specific card is worth it for you.


Ask Sebby curated smart money tools to help put money in your pocket.

Finance & Investing


Plastiq is a service that helps you maximize credit card rewards by allowing you to use your card in places that otherwise wouldn't accept card payments. There is a 2.5% flat fee for all transactions. Read our full review on Plastiq here.

Try Plastiq and get $500 in fee-free payments after you spend $500 (referral link):

Plastiq for Business

Plastiq for business is geared towards small businesses to pay merchants with a credit card. There is a 2.5% flat fee for all transactions.

Try Plastiq for business and get $5,000 in fee-free payments after you schedule a call and verify your business with Plastiq by August 31:

Credit Card Tracker

Ask Sebby created a credit card tracker to help you manage minimum spend dates, statement dates, free anniversary nights, and travel credits.

Access the credit card tracker here:

Online Shopping Portal


Want to earn cash back while online shopping? is one of our favorite shopping portals to earn more cash back. 

Sign up for Ebates and earn $10 when you spend $25.