Explore Credit Cards

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Credit Cards

    card art for the Chase Sapphire Preferred® Card card

    Annual fee: $95

    Chase Sapphire Preferred® Card

    Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.


    Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).

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    card art for the Chase Freedom Flex® card

    Annual fee: $0

    Chase Freedom Flex®

    Limited Time Offer! Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening!


    Sebby’s Take:  One of the strongest no-annual-fee cards that earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, useful everyday bonus categories, and the ability to unlock more value when paired with an eligible Sapphire card. It's marketed as cash back and earns Chase Ultimate Rewards points.

    card art for the Ink Business Cash® Credit Card card

    Annual fee: $0

    Ink Business Cash® Credit Card

    Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening


    Sebby's take: Ideal for people with high spend at office supply stores or on internet, cable and phone services. Given the flexibility of Ultimate Reward (UR) points, this is one of the best earners cards.

    card art for the Chase Freedom Unlimited® card

    Annual fee: $0

    Chase Freedom Unlimited®

    Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening


    Sebby's take: Great multipliers and is a great standalone card or system card (Chase Trifecta). With no annual fee and tons of optionality (cash back or travel since you earn UR) it's an easy pickup.

    card art for the Ink Business Unlimited® Credit Card card

    Annual fee: $0

    Ink Business Unlimited® Credit Card

    Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.


    Sebby's Take: A great catch-all card for "everything else" spend. Despite the marketing, you earn Ultimate Reward (UR) points which can be useful if you have a Sapphire Preferred/Reserve or Ink Preferred.

    card art for the Blue Cash Everyday® Card from American Express card

    Annual fee: $0

    Terms apply | Rates & Fees

    Blue Cash Everyday® Card from American Express

    You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or for other select options. Terms Apply.


    Sebby's take: Ideal if you have high spend at U.S. supermarkets and gas stations. With no annual fee, the card is easy to keep.

    card art for the The American Express Blue Business Cash® Card card

    Annual fee: No annual fee

    Terms apply | Rates & Fees

    The American Express Blue Business Cash® Card

    As High As a $500 Statement Credit after you spend $5,000 in purchases on your new Card within the first 3 months of Card Membership. Apply and find out your welcome offer. Welcome offers vary and you may not be eligible for an offer.


    Sebby's take: Get 2% back on everything on up to $50,000 in spend per calendar year. After that, it's 1% back.

    card art for the Bilt Obsidian Card card

    Annual fee: $95

    Terms apply | Rates & Fees

    Bilt Obsidian Card

    Welcome offer: Earn $200 Bilt Cash when you apply and are approved.


    Sebby's Take:  A mid-tier option to earn points on travel, dining, and groceries.