Bilt Obsidian Card

Welcome offer: Earn $200 Bilt Cash

when you apply and are approved.

View Offer
Recommended Credit: Good to Excellent Credit

Point Multipliers

  • Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
  • 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
  • 2X points on travel.
  • 1X points on everyday spend.
Earn points on housing with no transaction fee.

Other Benefits: 

  • $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.

Terms apply | Rates & Fees

Annual fee: $95

Sebby's Take:  A mid-tier option to earn points on travel, dining, and groceries. 

Sebby's Take:  A mid-tier option to earn points on travel, dining, and groceries.