Chase Freedom Flex®
Card image for the Chase Freedom Flex® card

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

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Recommended Credit: Excellent, Good
Point Multipliers:
  • 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate.
  • 5% on travel purchased through Chase Travel℠
  • 3% on dining at restaurants (including takeout and eligible delivery apps)
  • 3% on drugstore purchases
  • 1% everywhere else

Annual fee: $0

Sebby’s Take:  One of the strongest no-annual-fee cards that earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, useful everyday bonus categories, and the ability to unlock more value when paired with an eligible Sapphire card. It's marketed as cash back and earns Chase Ultimate Rewards points.

Sebby’s Take:  One of the strongest no-annual-fee cards that earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, useful everyday bonus categories, and the ability to unlock more value when paired with an eligible Sapphire card. It's marketed as cash back and earns Chase Ultimate Rewards points.