The Hyatt award chart now has five pricing levels. Here’s how World of Hyatt points pricing works, when to transfer Chase points, and how to book smarter.

| Hyatt Category | Lowest | Low | Moderate | Upper | Top |
|---|---|---|---|---|---|
| Category 1 | 3,000 | 4,500 | 6,000 | 7,500 | 9,000 |
| Category 2 | 6,000 | 7,500 | 10,000 | 12,000 | 15,000 |
| Category 3 | 8,000 | 12,000 | 15,000 | 17,500 | 20,000 |
| Category 4 | 12,000 | 15,000 | 20,000 | 22,500 | 25,000 |
| Category 5 | 15,000 | 20,000 | 25,000 | 30,000 | 35,000 |
| Category 6 | 20,000 | 25,000 | 30,000 | 35,000 | 40,000 |
| Category 7 | 25,000 | 30,000 | 35,000 | 45,000 | 55,000 |
| Category 8 | 35,000 | 45,000 | 55,000 | 65,000 | 75,000 |

| Cash price | Hyatt points price | Value |
|---|---|---|
| $300 | 15,000 points | 2.0 cents per point |
| $500 | 20,000 points | 2.5 cents per point |
| $600 | 35,000 points | 1.7 cents per point |
| $600 | 55,000 points | 1.1 cents per point |
| $900 | 45,000 points | 2.0 cents per point |
| Scenario | Why it works |
|---|---|
| Expensive cash rates | Points avoid the inflated cash price. |
| Flexible travel dates | You can search for Lowest, Low, or Moderate pricing. |
| Category 1–4 hotels | Free night certificates can still be valuable. |
| Luxury hotels below Top pricing | You can still get strong cents-per-point value. |
| Last-minute expensive stays | Points can protect you from cash-rate spikes. |
Chase Sapphire Preferred® CardAnnual fee: $95
Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).
Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).
Chase Sapphire Reserve®Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. It’s a top choice for frequent travelers who want premium benefits and flexible redemption options
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. It’s a top choice for frequent travelers who want premium benefits and flexible redemption options
The World of Hyatt Credit CardAnnual fee: $95
Sebby's Take: Ideal for those seeking a keeper hotel card with strong point redemption value. Earn a free night certificate on your cardmember anniversary.
Sebby's Take: Ideal for those seeking a keeper hotel card with strong point redemption value. Earn a free night certificate on your cardmember anniversary.
World of Hyatt Business Credit CardAnnual fee: $199
Sebby's Take: The annual fee is partially offset by up to $100 in Hyatt statement credits. If you spend $50,000 or more (calendar year) you get 10% of the points you redeem back for the remainder of the year.
Sebby's Take: The annual fee is partially offset by up to $100 in Hyatt statement credits. If you spend $50,000 or more (calendar year) you get 10% of the points you redeem back for the remainder of the year.
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