Increased 100k Offer: Marriott Bonvoy Boundless Credit Card

The Marriott Bonvoy Boundless™ credit card is a hotel keeper card since it comes with a free night award (worth up to 35,000 points) every year after your card anniversary. It’s possible to get positive expected value each year depending on how you plan to redeem the free night.

Key features

  • Annual fee: $95

  • Welcome offer: 100,000 Bonvoy points after $5,000 in spend within the first 3 months of account opening

  • Spending Multipliers:

    • Earn 6X Bonvoy points per $1 spent at Marriott Bonvoy hotels

    • Earn 2X Bonvoy points on all other purchases

  • Free Night Award valued at up to 35,000 points every year after account anniversary

  • Automatic Silver Elite Status

    • Earn Gold Status when you spend $35,000 on purchases each account year

  • 15 Elite Night Credits each calendar year

  • No foreign transaction fees

Welcome Offer and Eligibility

The Marriott Bonvoy Boundless card has a 100,000 point welcome offer after $5,000 in spend within the first 3 months of account opening.

The Chase Marriott cards are affected by the Chase 5/24 rule, which states that you not be approved if you have opened more than 5 credit cards from any credit issuer within the past 24 months.

The Marriott Bonvoy Boundlesss welcome offer is NOT available to you if:

  • You currently hold an active Chase Marriott credit card

    • Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier)

    • Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus)

    • Marriott Bonvoy Bold™ credit card

OR

  • If you previously received a Chase Marriott credit card new cardmember bonus within the last 24 months:

    • Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier)

    • Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus)

    • Marriott Bonvoy Bold™ credit card

OR

  • If you currently or were a previous American Express Marriott cardmember (One Lane Rule):

    • Current or previous cardholders (within the last 30 days) of the Marriott Bonvoy™American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express)

OR

  • If you currently have or previously had any American Express Marriott Bonvoy new cardmember bonus or upgrade with the last 24 months

    • Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express)

    • Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)

OR

  • If you applied and were approved for the Marriott Bonvoy Business OR the Marriott Bonvoy Brilliant within the last 90 days

    • Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express)

    • Marriott Bonvoy Brilliant™American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)

Essentially, if you currently hold any Marriott credit card, regardless of if it’s from Chase or American Express, you do not qualify to earn the welcome offer from the Marriott Bonvoy Boundless.

Optimal Strategy

Due to the restrictive welcome offer eligibility rules of the Marriott Bonvoy Boundless, the optimal strategy would be to weigh your options before applying. See how the Marriott Bonvoy Boundless compares to other Chase hotel cards in this post.

If you plan to add the Marriott Bonvoy Business or Brilliant card, skip the Boundless since it would disqualify you from earning the intro bonuses from American Express.

Once you stop getting positive expected value from the Marriott Bonvoy Premier or Boundless card, you can product change it to the Bold and keep your credit history alive.

Chase Ritz-Carlton Card

The Chase Ritz-Carlton card is no longer open to new applicants, but it’s possible to product change to the card.

How to product change to the Chase Ritz-Carlton card

  1. Have a Chase Marriott Rewards® Premier (grandfathered card) or Marriott Bonvoy Boundless card that is at least 12 months old.

    • The card MUST be a minimum of 12 months old to product change to a higher annual fee card due to the CARD Act of 2009.

  2. Since the Ritz-Carlton is a Visa Infinite card, you’ll need the ability to shift credit limits around (from other Chase accounts) to have a minimum $10,000 credit limit.

  3. Call the number on the back of the respective Chase Marriott card and request a product change to the Ritz-Carlton card.*

    • *Not guaranteed. Chase reserves the right to discontinue the Ritz-Carlton card at any time.


Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.”