The Marriott Bonvoy Boundless® credit card is a hotel keeper card since it comes with a free night award (worth up to 35,000 points) every year after your card anniversary. It’s possible to get positive expected value each year depending on how you plan to redeem the free night.

Key features

Spending Multipliers:

• Earn 17X Bonvoy points per $1 spent at over 7,000 Marriott Bonvoy hotels
• Earn 3X points on the first $6,000 each year in combined purchases at gas stations, grocery stores, and dining
• Earn 2X Bonvoy points on all other purchases
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend
• Free Night Award valued at up to 35,000 points every year after account anniversary
• Automatic Silver Elite Status
• Earn Gold Status when you spend $35,000 on purchases each account year
• 15 Elite Night Credits each calendar year
• No foreign transaction fees

Who Qualifies for the Intro Offer? 

The  Chase Marriott cards are affected by the Chase 5/24 rule, which states that you not be approved if you have opened more than 5 credit cards from any credit issuer within the past 24 months.

The Marriott Bonvoy Boundlesss welcome offer is NOT available to you if:

• You currently hold an active  Chase Marriott credit card
• Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier)
• Marriott Bonvoy Boundless credit card (also known as Marriott Rewards® Premier Plus)
• Marriott Bonvoy Bold® credit card

OR

• If you previously received a  Chase Marriott credit card new cardmember bonus within the last 24 months:
• Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier)
• Marriott Bonvoy Boundless credit card (also known as Marriott Rewards® Premier Plus)
• Marriott Bonvoy Bold credit card

OR

• If you currently or were a previous American Express Marriott cardmember (One Lane Rule):
• Current or previous cardholders (within the last 30 days) of the Marriott Bonvoy™American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express)

OR

• If you currently have or previously had any American Express Marriott Bonvoy new cardmember bonus or upgrade with the last 24 months
• Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express)  
• Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)

OR

• If you applied and were approved for the Marriott Bonvoy Business OR the Marriott Bonvoy Brilliant within the last 90 days
• Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express)
• Marriott Bonvoy Brilliant™American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)

Essentially, if you currently hold any Marriott credit card, regardless of if it’s from  Chase or American Express, you do not qualify to earn the welcome offer from the Marriott Bonvoy Boundless.

Optimal Strategy

Due to the restrictive welcome offer eligibility rules of the Marriott Bonvoy Boundless, the optimal strategy would be to weigh your options before applying.

If you plan to add the Marriott Bonvoy Business or Brilliant card, skip the Boundless since it would disqualify you from earning the intro bonuses from American Express.

Once you stop getting positive expected value from the Marriott Bonvoy Premier or Boundless card, you can product change it to the Bold and keep your credit history alive.

Chase Ritz-Carlton Card

The  Chase Ritz-Carlton card is no longer open to new applicants, but it’s possible to product change to the card.

How to product change to the  Chase Ritz-Carlton card

1. Have a  Chase Marriott Rewards® Premier (grandfathered card) or Marriott Bonvoy Boundless card that is at least 12 months old.
2. The card MUST be a minimum of 12 months old to product change to a higher annual fee card due to the CARD Act of 2009.
3. Since the Ritz-Carlton is a Visa Infinite card, you’ll need the ability to shift credit limits around (from other  Chase accounts) to have a minimum $10,000 credit limit.
4. Call the number on the back of the respective  Chase Marriott card and request a product change to the Ritz-Carlton card.*
5. *Not guaranteed.  Chase reserves the right to discontinue the Ritz-Carlton card at any time.