[{"_1":2,"_587":-5,"_588":-5},"loaderData",{"_3":4,"_197":198},"root",{"_5":6,"_23":24,"_89":90,"_188":189,"_196":-7},"ENV",{"_7":8,"_9":10,"_11":-7,"_12":13,"_14":-7,"_15":16,"_17":18,"_19":20,"_21":22},"NODE_ENV","production","SENTRY_DSN","https://9b702f9fe58448383b918a9fb45fa09b@o4509153089552384.ingest.us.sentry.io/4509334663069696","SENTRY_RELEASE","APP_URL","asksebby-frontend-hw4bcxaxg-ask-sebby.vercel.app","AUTHENTICATED_APP_URL","MEDIA_S3_URL","asksebby-prod-b9ahd8cbwlgs.s3.us-west-2.amazonaws.com","MEDIA_CLOUDFRONT_URL","d1nsifvwgmys2k.cloudfront.net","ALGOLIA_APP_ID","4TIU3DQFOV","ALGOLIA_SEARCH_API_KEY","d684ac925dbebecaf7499ab04c258dd9","footer",{"_25":26,"_27":28,"_29":30,"_31":32,"_33":34,"_35":36,"_37":38,"_53":54,"_87":88},"id",8,"documentId","ztfr8aq6001sztp9a2uiudr8","content","

Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

AskSebby Disclaimer: Content on AskSebby represents one individual’s experiences and viewpoints, and your experience may differ. The owner of this site is not an investment advisor, financial planner, nor a legal or tax professional. Articles here are of an opinion and general nature and should not be relied upon for individual circumstances. Research and obtain professional advice regarding all credit decisions before attempting to duplicate any of the techniques described on this website.

","createdAt","2025-05-16T23:28:07.124Z","updatedAt","2025-06-22T18:58:47.288Z","publishedAt","2025-06-22T18:58:47.407Z","socialLinks",[39,47,51],{"_25":40,"_41":42,"_43":44,"_45":46},16,"label","Youtube","url","https://www.youtube.com/@AskSebby","icon","YouTube",{"_25":48,"_41":49,"_43":50,"_45":49},17,"Instagram","https://www.instagram.com/asksebby/",{"_25":52,"_41":-5,"_43":-5,"_45":-5},18,"menuItems",[55,75],{"_25":56,"_41":57,"_58":59,"_60":-5,"_61":62},108,"About","to","/","openInNewTab","subItems",[63,67,71],{"_25":64,"_41":65,"_58":66,"_60":-5},212,"Who We Are","/about-us",{"_25":68,"_41":69,"_58":70,"_60":-5},213,"Editorial Guidelines","/editorial-guidelines",{"_25":72,"_41":73,"_58":74,"_60":-5},214,"Contact Us","/contact",{"_25":76,"_41":77,"_58":59,"_60":-5,"_61":78},109,"Site",[79,83],{"_25":80,"_41":81,"_58":82,"_60":-5},215,"Privacy Policy","/privacy-policy",{"_25":84,"_41":85,"_58":86,"_60":-5},216,"Terms of Service","/terms-of-service","yearString","2025","navBar",{"_25":91,"_27":92,"_31":93,"_33":94,"_35":95,"_53":96},14,"sh92iq5r1l8npv0n2q0oih27","2025-05-16T23:28:48.181Z","2025-06-18T21:55:41.122Z","2025-06-18T21:55:41.332Z",[97,103,108,132,157,174,183],{"_25":98,"_41":99,"_58":100,"_60":101,"_61":102},101,"Sebby's Card Picks","https://asksebby.com/go/cardpicks",true,[],{"_25":104,"_41":105,"_58":106,"_60":-5,"_61":107},102,"Credit Cards","/credit-cards",[],{"_25":109,"_41":110,"_58":111,"_60":-5,"_61":112},104,"News","/news",[113,117,121,125,129],{"_25":114,"_41":115,"_58":116,"_60":-5},198,"Latest","/news/latest",{"_25":118,"_41":119,"_58":120,"_60":-5},199,"Deals","/news/deals",{"_25":122,"_41":123,"_58":124,"_60":-5},200,"Airlines","/news/airlines",{"_25":126,"_41":127,"_58":128,"_60":-5},201,"Hotels","/news/hotels",{"_25":130,"_41":105,"_58":131,"_60":-5},202,"/news/credit-cards",{"_25":133,"_41":134,"_58":135,"_60":-5,"_61":136},105,"Points & Miles","/points-and-miles",[137,141,145,149,153],{"_25":138,"_41":139,"_58":140,"_60":-5},203,"Credit Card Reviews","/points-and-miles/credit-card-reviews",{"_25":142,"_41":143,"_58":144,"_60":-5},204,"Hotel Points","/points-and-miles/hotel-points-programs",{"_25":146,"_41":147,"_58":148,"_60":-5},205,"Airline Miles","/points-and-miles/airline-miles-programs",{"_25":150,"_41":151,"_58":152,"_60":-5},206,"Flexible Points","/points-and-miles/flexible-points",{"_25":154,"_41":155,"_58":156,"_60":-5},207,"Credit Cards 101","/points-and-miles/credit-cards-101",{"_25":158,"_41":159,"_58":160,"_60":-5,"_61":161},106,"Travel","/travel",[162,166,170],{"_25":163,"_41":164,"_58":165,"_60":-5},208,"Hotel Reviews","/travel/hotel-reviews",{"_25":167,"_41":168,"_58":169,"_60":-5},209,"Flight Reviews","/travel/flight-reviews",{"_25":171,"_41":172,"_58":173,"_60":-5},210,"Airport Lounge Reviews","/travel/airport-lounge-reviews",{"_25":175,"_41":176,"_58":177,"_60":-5,"_61":178},107,"Tools","/tools",[179],{"_25":180,"_41":181,"_58":182,"_60":-5},211,"Retention Offers","/articles/retention-offers",{"_25":184,"_41":185,"_58":186,"_60":-5,"_61":187},103,"Newsletter","/newsletter",[],"advertiserDisclosure",{"_25":190,"_27":191,"_192":193,"_31":194,"_33":194,"_35":195},2,"drtyzdbpint0r3v5q647fijc","description","Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.","2025-06-10T04:56:41.710Z","2025-06-10T04:56:41.722Z","announcement","routes/cards/credit-card",{"_199":200},"creditCard",{"_25":201,"_27":202,"_203":204,"_205":206,"_207":208,"_209":210,"_324":-5,"_325":-5,"_326":-5,"_327":228,"_328":228,"_329":-5,"_330":331,"_332":331,"_333":-5,"_31":334,"_33":335,"_35":336,"_337":215,"_338":-5,"_339":101,"_340":-5,"_341":-5,"_342":-5,"_343":-5,"_344":-5,"_345":346,"_347":348,"_566":-5,"_567":568,"_578":579,"_584":-5,"_585":-5,"_577":-5,"_586":-5},18180,"d1ema09zd2zupgsbvtlvigsp","name","Capital One Platinum Secured Credit Card","cardArtUrl","https://cdn.creditcards.com/shared/images/cards/251x158/78ac14b0-5994-11ef-a79b-ddd94e41e6b3.png","slug","capital-one-platinum-secured-card","rvCard",{"_203":211,"_212":213,"_218":219,"_223":224,"_225":226,"_305":306,"_307":101,"_308":309,"_310":311,"_314":204,"_315":316,"_320":321},"Capital One Platinum Secured Credit Card Dynamic Page","links",[214],{"_43":215,"_216":217},"https://oc.brcclx.com/t?lid=26683856","type","OFFER","program",{"_203":220,"_221":222},"CreditCards.com","programId","319","productId","8317","attributes",{"_227":228,"_229":230,"_231":232,"_233":234,"_240":241,"_245":246,"_253":254,"_255":256,"_258":259,"_272":273,"_286":101,"_287":288,"_289":290,"_291":292,"_293":294,"_295":296,"_297":-5,"_298":299,"_300":301,"_302":228,"_303":-5,"_304":-5},"sku","","aprs",[],"fees",[],"image",{"_43":235,"_236":237,"_238":239},"78ac14b0-5994-11ef-a79b-ddd94e41e6b3.png","fullUrl","https://cdn.prodstatic.com/shared/images/cards/78ac14b0-5994-11ef-a79b-ddd94e41e6b3.png","isVertical",false,"issuer",{"_203":220,"_233":242,"_243":244},"80aac140-5988-11ea-90fb-c9acb32b3280.png","externalId","8d3bba7425e7c98c50f52ca1b52d3735","review",{"_247":248,"_249":250,"_251":252},"link","https://goto.capitalone.com/c/354162/344893/5048?prodsku=9d92fcbfbf374f00bd2dddd57bd2a0cb&p.prodline=USCIR&p.lid=L&u=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Freviews%2F%3Fprodid%3DSECUREDCARD","count","13788","rating","4.378807658833768","bullets",[],"network",{"_203":257},"Mastercard","rewards",{"_260":261,"_262":263,"_264":-5,"_265":266,"_271":-5},"rewardRates",[],"rewardRules",[],"annualRewardValue","rewardsDescriptions",{"_267":-5,"_268":-5,"_269":-5,"_270":-5},"premiumDescriptionLong","rewardsDescriptionLong","premiumDescriptionShort","rewardsDescriptionShort","annualRewardDisplayText","cardTags",[274,277,280,283],{"_203":275,"_233":276},"EMV","ff2a1eb82a6a9498d1f0f73bc974e2a3.png",{"_203":278,"_233":279},"No Annual Fee","4226595fe40f1186714c2263039b7df0.png",{"_203":281,"_233":282},"No Foreign Transaction Fees","eaaf459ad1ed2e1825d59f0c908ffa44.png",{"_203":284,"_233":285},"Secured credit card","93500230-bd23-11e9-a841-3728becc33ed.svg","monetized","customData",{},"collationId","8b16fb87-ab68-4e06-b9f2-1fa30fb488a8","cardBenefits",[],"creditNeeded",[],"introBonuses",[],"benefitTermsUrl","loyaltyPrograms",[],"additionalBonuses",[],"applyByPhoneNumber","termsAndConditionsUrl","creditNeededDisplayText","commission","0.75","isReferral","lastUpdate","2024-08-13 16:53:21","productType",{"_203":105,"_312":313},"productTypeId","9","externalName","integrationType",{"_203":317,"_318":319},"Link","integrationTypeId","1","productVertical",{"_203":105,"_322":323},"productVerticalId","5","introOfferOverride","introOfferShortOverride","offerLinkOverride","introOffer","introOfferShort","recommendedCreditScore","annualFeeInteger",0,"annualFeeIntegerOverride","ratesAndFeesLink","2025-06-05T18:11:12.307Z","2025-06-16T08:28:52.014Z","2025-06-16T08:28:52.333Z","offerLink","recommendedCreditScoreOverride","active","order","cardArtUrlOverride","annualFee","annualFeeOverride","hasCalculator","tags",[],"categories",[349],{"_25":350,"_27":351,"_203":352,"_207":353,"_31":354,"_33":354,"_35":355,"_340":-5,"_356":357},6,"cnm9lijyh28mjct55um2nvgw","Building credit","building-credit","2025-06-05T18:24:39.819Z","2025-06-05T18:24:39.817Z","creditCards",[358,408,439,482,523],{"_25":359,"_27":360,"_203":361,"_205":362,"_207":363,"_209":364,"_324":-5,"_325":-5,"_326":-5,"_327":228,"_328":228,"_329":-5,"_330":331,"_332":331,"_333":-5,"_31":405,"_33":406,"_35":407,"_337":368,"_338":-5,"_339":101,"_340":-5,"_341":-5,"_342":-5,"_343":-5,"_344":-5},18155,"myv3u6dzg4dohe0sry8ul0wr","Capital One Platinum Credit Card","https://cdn.creditcards.com/shared/images/cards/251x158/82c7f8b0-5994-11ef-a7c5-db9b566f392d.png","capital-one-platinum-credit-card",{"_203":365,"_212":366,"_218":369,"_223":370,"_225":371,"_305":306,"_307":101,"_308":401,"_310":402,"_314":361,"_315":403,"_320":404},"Capital One Platinum Credit Card Dynamic Page",[367],{"_43":368,"_216":217},"https://oc.brcclx.com/t?lid=26683858",{"_203":220,"_221":222},"8316",{"_227":228,"_229":372,"_231":373,"_233":374,"_240":377,"_245":378,"_253":382,"_255":383,"_258":384,"_272":388,"_286":101,"_287":395,"_289":290,"_291":396,"_293":397,"_295":398,"_297":-5,"_298":399,"_300":400,"_302":228,"_303":-5,"_304":-5},[],[],{"_43":375,"_236":376,"_238":239},"82c7f8b0-5994-11ef-a7c5-db9b566f392d.png","https://cdn.prodstatic.com/shared/images/cards/82c7f8b0-5994-11ef-a7c5-db9b566f392d.png",{"_203":220,"_233":242,"_243":244},{"_247":379,"_249":380,"_251":381},"https://goto.capitalone.com/c/354162/344893/5048?prodsku=aad2c557cd794106ba9cbd0edc2a7199&p.prodline=USCIR&p.lid=L&u=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Freviews%2F%3Fprodid%3DPLATINUM","9298","4.537427403742741",[],{"_203":257},{"_260":385,"_262":386,"_264":-5,"_265":387,"_271":-5},[],[],{"_267":-5,"_268":-5,"_269":-5,"_270":-5},[389,390,393,394],{"_203":275,"_233":276},{"_203":391,"_233":392},"Fair Credit","39cbbfb0-bd23-11e9-8c33-b96e508849bb.svg",{"_203":278,"_233":279},{"_203":281,"_233":282},{},[],[],[],[],[],"2024-08-13 16:53:39",{"_203":105,"_312":313},{"_203":317,"_318":319},{"_203":105,"_322":323},"2025-06-05T18:11:12.213Z","2025-06-16T01:50:53.021Z","2025-06-16T01:50:53.314Z",{"_25":201,"_27":202,"_203":204,"_205":206,"_207":208,"_209":409,"_324":-5,"_325":-5,"_326":-5,"_327":228,"_328":228,"_329":-5,"_330":331,"_332":331,"_333":-5,"_31":334,"_33":335,"_35":336,"_337":215,"_338":-5,"_339":101,"_340":-5,"_341":-5,"_342":-5,"_343":-5,"_344":-5},{"_203":211,"_212":410,"_218":412,"_223":224,"_225":413,"_305":306,"_307":101,"_308":309,"_310":436,"_314":204,"_315":437,"_320":438},[411],{"_43":215,"_216":217},{"_203":220,"_221":222},{"_227":228,"_229":414,"_231":415,"_233":416,"_240":417,"_245":418,"_253":419,"_255":420,"_258":421,"_272":425,"_286":101,"_287":430,"_289":290,"_291":431,"_293":432,"_295":433,"_297":-5,"_298":434,"_300":435,"_302":228,"_303":-5,"_304":-5},[],[],{"_43":235,"_236":237,"_238":239},{"_203":220,"_233":242,"_243":244},{"_247":248,"_249":250,"_251":252},[],{"_203":257},{"_260":422,"_262":423,"_264":-5,"_265":424,"_271":-5},[],[],{"_267":-5,"_268":-5,"_269":-5,"_270":-5},[426,427,428,429],{"_203":275,"_233":276},{"_203":278,"_233":279},{"_203":281,"_233":282},{"_203":284,"_233":285},{},[],[],[],[],[],{"_203":105,"_312":313},{"_203":317,"_318":319},{"_203":105,"_322":323},{"_25":440,"_27":441,"_203":442,"_205":443,"_207":444,"_209":445,"_324":-5,"_325":-5,"_326":-5,"_327":228,"_328":228,"_329":-5,"_330":478,"_332":478,"_333":-5,"_31":479,"_33":480,"_35":481,"_337":449,"_338":-5,"_339":101,"_340":-5,"_341":-5,"_342":-5,"_343":-5,"_344":-5},18182,"phqo73j3ty7f96xxwszrh6nb","Capital One QuicksilverOne Cash Rewards Credit Card","https://cdn.creditcards.com/shared/images/cards/251x158/2d53ee10-ee0f-11ef-bda4-559b94aab7a2.png","capital-one-quicksilverone-cash-rewards",{"_203":446,"_212":447,"_218":450,"_223":451,"_225":452,"_305":306,"_307":101,"_308":474,"_310":475,"_314":442,"_315":476,"_320":477},"Capital One QuicksilverOne Cash Rewards Credit Card Dynamic Page",[448],{"_43":449,"_216":217},"https://oc.brcclx.com/t?lid=26683888",{"_203":220,"_221":222},"8352",{"_227":228,"_229":453,"_231":454,"_233":455,"_240":458,"_245":459,"_253":460,"_255":461,"_258":463,"_272":467,"_286":101,"_287":468,"_289":290,"_291":469,"_293":470,"_295":471,"_297":-5,"_298":472,"_300":473,"_302":-5,"_303":-5,"_304":-5},[],[],{"_43":456,"_236":457,"_238":239},"2d53ee10-ee0f-11ef-bda4-559b94aab7a2.png","https://cdn.prodstatic.com/shared/images/cards/2d53ee10-ee0f-11ef-bda4-559b94aab7a2.png",{"_203":220,"_233":242,"_243":244},{"_247":-5,"_249":-5,"_251":-5},[],{"_203":462},"N/A",{"_260":464,"_262":465,"_264":-5,"_265":466,"_271":-5},[],[],{"_267":-5,"_268":-5,"_269":-5,"_270":-5},[],{},[],[],[],[],[],"2025-02-18 15:44:35",{"_203":105,"_312":313},{"_203":317,"_318":319},{"_203":105,"_322":323},39,"2025-06-05T18:11:13.518Z","2025-06-16T08:29:50.349Z","2025-06-16T08:29:50.725Z",{"_25":483,"_27":484,"_203":485,"_205":486,"_207":487,"_209":488,"_324":-5,"_325":-5,"_326":-5,"_327":228,"_328":228,"_329":-5,"_330":331,"_332":331,"_333":-5,"_31":520,"_33":521,"_35":522,"_337":492,"_338":-5,"_339":101,"_340":-5,"_341":-5,"_342":-5,"_343":-5,"_344":-5},18183,"i0cr38b5f4yvuxlkfgwanpmj","Capital One Quicksilver Secured Cash Rewards Credit Card","https://cdn.creditcards.com/shared/images/cards/251x158/376daf30-ee0f-11ef-82bd-cd0926ad3410.png","capital-one-quicksilver-secured",{"_203":489,"_212":490,"_218":493,"_223":494,"_225":495,"_305":306,"_307":101,"_308":516,"_310":517,"_314":485,"_315":518,"_320":519},"Capital One Quicksilver Secured Cash Rewards Credit Card Dynamic Page",[491],{"_43":492,"_216":217},"https://oc.brcclx.com/t?lid=26683902",{"_203":220,"_221":222},"8351",{"_227":228,"_229":496,"_231":497,"_233":498,"_240":501,"_245":502,"_253":503,"_255":504,"_258":505,"_272":509,"_286":101,"_287":510,"_289":290,"_291":511,"_293":512,"_295":513,"_297":-5,"_298":514,"_300":515,"_302":-5,"_303":-5,"_304":-5},[],[],{"_43":499,"_236":500,"_238":239},"376daf30-ee0f-11ef-82bd-cd0926ad3410.png","https://cdn.prodstatic.com/shared/images/cards/376daf30-ee0f-11ef-82bd-cd0926ad3410.png",{"_203":220,"_233":242,"_243":244},{"_247":-5,"_249":-5,"_251":-5},[],{"_203":462},{"_260":506,"_262":507,"_264":-5,"_265":508,"_271":-5},[],[],{"_267":-5,"_268":-5,"_269":-5,"_270":-5},[],{},[],[],[],[],[],"2025-02-18 15:44:52",{"_203":105,"_312":313},{"_203":317,"_318":319},{"_203":105,"_322":323},"2025-06-05T18:11:13.499Z","2025-06-16T08:30:14.204Z","2025-06-16T08:30:14.532Z",{"_25":524,"_27":525,"_203":526,"_205":527,"_207":528,"_209":529,"_324":561,"_325":562,"_326":-5,"_327":561,"_328":562,"_329":-5,"_330":331,"_332":331,"_333":-5,"_31":563,"_33":564,"_35":565,"_337":533,"_338":-5,"_339":101,"_340":-5,"_341":-5,"_342":-5,"_343":-5,"_344":-5},18185,"jff2uo9t5r1dvi4d6t8w450r","Capital One Quicksilver Student Cash Rewards Credit Card","https://cdn.creditcards.com/shared/images/cards/251x158/467a3930-ee0f-11ef-bda4-559b94aab7a2.png","capital-one-quicksilver-student",{"_203":530,"_212":531,"_218":534,"_223":535,"_225":536,"_305":306,"_307":101,"_308":557,"_310":558,"_314":526,"_315":559,"_320":560},"Capital One Quicksilver Student Cash Rewards Credit Card Dynamic Page",[532],{"_43":533,"_216":217},"https://oc.brcclx.com/t?lid=26683866",{"_203":220,"_221":222},"8319",{"_227":228,"_229":537,"_231":538,"_233":539,"_240":542,"_245":543,"_253":544,"_255":545,"_258":546,"_272":550,"_286":101,"_287":551,"_289":290,"_291":552,"_293":553,"_295":554,"_297":-5,"_298":555,"_300":556,"_302":-5,"_303":-5,"_304":-5},[],[],{"_43":540,"_236":541,"_238":239},"467a3930-ee0f-11ef-bda4-559b94aab7a2.png","https://cdn.prodstatic.com/shared/images/cards/467a3930-ee0f-11ef-bda4-559b94aab7a2.png",{"_203":220,"_233":242,"_243":244},{"_247":-5,"_249":-5,"_251":-5},[],{"_203":257},{"_260":547,"_262":548,"_264":-5,"_265":549,"_271":-5},[],[],{"_267":-5,"_268":-5,"_269":-5,"_270":-5},[],{},[],[],[],[],[],"2025-02-18 15:45:17",{"_203":105,"_312":313},{"_203":317,"_318":319},{"_203":105,"_322":323},"Earn a $100 cash bonus when you spend $300 within the first 3 months of account opening","Earn a $100 cash bonus","2025-06-05T18:11:12.238Z","2025-06-16T08:30:52.252Z","2025-06-16T08:30:52.694Z","article","cardIssuer",{"_25":569,"_27":570,"_203":571,"_207":572,"_31":573,"_33":574,"_35":575,"_340":576,"_577":-5},53,"kpllnqkbxxzrg04wdjndyvlh","Capital One","capital-one","2025-05-21T16:20:30.622Z","2025-07-08T03:48:40.094Z","2025-07-08T03:48:40.316Z","2","cta","editorial",{"_25":580,"_581":582,"_583":-5},2325,"editorsTake","

Sebby's Take: A solid starter card for building or rebuilding credit, with a refundable security deposit and no annual fee. It’s a practical choice if you're focused on improving your credit without the burden of extra costs.

","highlights","calloutTag","highlightTag","page","actionData","errors"]