Recommended Credit: Excellent, Good

The Plum Card® from American Express lets you pay early to earn unlimited cash back on your purchases.

Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date. There's no cap on how much you can earn and no purchase categories, just savings applies to your next statement

Terms apply | Rates & Fees

Annual fee: $250‡

Sebby's Take: This pay-in-full business card offers flexible payment terms, including up to 60 days to pay with no interest or a 1.5% early pay discount. It’s best suited for businesses with unpredictable cash flow that value payment flexibility over rewards.

Sebby's Take: This pay-in-full business card offers flexible payment terms, including up to 60 days to pay with no interest or a 1.5% early pay discount. It’s best suited for businesses with unpredictable cash flow that value payment flexibility over rewards.