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Don't want to deal with the hassle of enrolling in 5% cash back categories each quarter? The Chase Freedom Unlimited® earns 1.5% cash back on everything.


Key Features

Spend multipliers:

Earn unlimited 1.5% on all purchases

  • 5% unlimited cash back on travel purchased through Chase Travel℠
  • 3% on dining at restaurants, including takeout and eligible delivery services
  • 3% on drugstore purchases
  • Earn unlimited 1.5% on all purchases

Foreign transaction fees: 3%

Review: Is the Chase Freedom Unlimited Worth It?

The primary benefit of the Chase Freedom Unlimited is that you don't have to worry about keeping track or activating categories.

Even though the points earned on the Chase Freedom Unlimited are advertised as cash back, you earn Ultimate Rewards.

If you have any other Chase card that earns Ultimate Rewards points, the Chase Freedom Unlimited compliments the card(s) as a catch-all for non-category purchases.

Ultimate Rewards points earned on the Chase Freedom Unlimited card can be transferred to the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card for higher travel redemption.

Who should get the Chase Freedom Unlimited?

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