Earn Premium Travel Rewards, Enjoy Lounge Access, and Get 50% More Value Through Chase Travelā
The āChase Sapphire ReserveĀ® āhas long been a staple for frequent travelersāand it just got a major refresh. With more lifestyle credits, stronger multipliers, and a powerful new points redemption feature, it now delivers "over $2,700 in annual cardmember value," but is it worth it for you?
Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. Itās a top choice for frequent travelers who want premium benefits and flexible redemption options
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. Itās a top choice for frequent travelers who want premium benefits and flexible redemption options
The Chase Sapphire ReserveĀ® has dramatically updated application rules with the 2025 relaunch:
Once-Per-Lifetime Rule:
Active Sapphire Rule:
Past Sapphire Rule:
Chase 5/24 Rule:
Minimum Credit Limit Rule:
Ask Sebby crunches the numbers for you to calculate the Expected Value of the Chase Sapphire ReserveĀ® Card.
For the expected value of points, we derive the approximate dollar value based on the numbers you enter in the calculator. Scroll down to the end of the post to see our methodology.
The calculator below contains default figures and serves as an example only. Users should insert their own data for the most accurate results.
Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. Itās a top choice for frequent travelers who want premium benefits and flexible redemption options
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. Itās a top choice for frequent travelers who want premium benefits and flexible redemption options
The results from the above calculator are based on your ability to reach the minimum spend requirement to earn the welcome offer, your amount of spend on different categories, how you plan to redeem Chase Ultimate RewardsĀ®, and how much relative value you assign to the other benefits.
The āYearsā referenced in the calculator refer to the cardmember year, based on when you are approved for the card.
Point Multipliers:
š§³ Travel, Dining, and Lifestyle Upgrades
š« Core Travel Benefits (Still Included)
š„ Points Boost: A Smarter Redemption Option
Chase now offers Points Boost, a new way to stretch your rewards further:
Spend $75,000 in a calendar year and unlock:
š³ Featured Card Offers
75,000 bonus points
Earn $200 cash back
š³ Featured Card Offers
75,000 bonus points
Earn $200 cash back