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How to Use Chase Ultimate Rewards Transfer Partners (a Step-by-Step Guide)

Unlock first-class flights and travel sweet spots by transferring Ultimate Rewards to airline partners. Here's the step-by-step guide to combining points, finding award space, and booking smarter.

Written by: Sebastian FungLast updated: June 19, 2025
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How to use transfer partners is one of the most requested guides because there are so many steps to take. To get the maximum value from points, you'll have to put in the work and research which airline partners are best for you.

Here's a step-by-step guide on how to use transfer partners. Before we dive in, be sure to transfer all your Ultimate Rewards Points to the card that has access to transfer partners: the  Chase Sapphire Preferred® Card, the  Chase Sapphire Reserve®, or the Ink Business Preferred® Credit Card.

2. Click on a card that has access to transfer partners like the  Chase Sapphire Preferred, the  Chase Ink Business Preferred, or the  Chase Sapphire Reserve.

3. Transfer all your points to the respective card. i.e., transfer  Chase Freedom points to a Sapphire card.

In the example below, we're transferring points from the  Chase Freedom to the  Chase Sapphire Reserve.

Transfer all the points.

4. To use transfer partners, hover over the use points and click one of the airlines.

5. Choose the airline partner you want to use.

6. Enter your frequent flyer information.

7. That's it! The good thing about  Chase is that transfers are instantaneous, unlike Amex where it may take a few days.

Important: Once you transfer Ultimate Rewards points to an airline, you cannot revert the points back to Ultimate Rewards. Only transfer the amount you need.

Since there are a lot of different options, you need to sit down and research which programs are the best use of points. There are a few sweet spots available for redemption, but supply is limited and hard to find.