How to Get Approved for the Capital One Venture X Card?

The Capital One Venture X Rewards Credit Card is a premium travel rewards card designed for individuals with excellent credit who want to earn rewards on everyday spending and enjoy elevated travel benefits.

Cardholders earn 2X miles on every purchase, with enhanced earnings on bookings through Capital One Travel. The card also includes a generous welcome offer (terms apply), an annual travel credit, access to a network of airport lounges, and more.

If you're considering adding the Venture X card to your wallet, this guide covers key benefits, approval criteria, and tips to improve your chances of qualifying.

Capital One Venture X Rewards Credit Card: Key Benefits

The Venture X card offers a suite of premium perks that can help offset the annual fee if you regularly take advantage of its benefits.

✈️ $300 Annual Travel Credit

Cardmembers receive up to $300 in annual statement credits for eligible purchases made through Capital One Travel. This includes qualifying hotel stays, flights, rental cars, and other travel bookings.

Statement credits apply automatically for qualifying purchases made through Capital One Travel.

🎉 10,000 Bonus Miles on Cardholder Anniversary

Each year after your card anniversary, you’ll receive 10,000 bonus miles, which can be redeemed toward travel or transferred to select loyalty partners.

Miles are worth at least 1 cent each when redeemed for travel. Values may vary depending on how they are used.

🛫 Airport Lounge Access

As a Capital One Venture X Rewards Credit Card primary cardholder, you continue to receive complimentary access to the following lounge networks:

• Capital One Lounges
• Capital One Landings
• Priority Pass™ Lounges (enrollment required)

A same-day boarding pass is required for entry. Lounge policies vary by network and location. Starting February 1, 2026, changes will go into effect for additional cardholders and guests.
 

👤 Additional Cardholder Lounge Access

Beginning February 1, 2026:

• Additional cardholders will no longer receive complimentary lounge access by default
• Lounge access can be added to each additional cardholder for $125 annually
• This paid benefit includes access to Capital One Lounges, Capital One Landings, and Priority Pass™ Lounges
   

Additional cardholders without paid lounge access can still be added to the account at no cost

You’ll be able to add lounge access to authorized users starting February 1, 2026.
 

🧑‍🤝‍🧑 Guest Access Updates

Priority Pass™ Lounges:

• As of February 1, 2026, guests are no longer complimentary
• Guest access will be charged at $35 per person per visit
• Applies to both primary and eligible additional cardholders

Capital One Lounges and Landings:

• Complimentary guest access ends February 1, 2026
• Cardholders who spend $75,000 or more across the Venture X account in a calendar year will receive:
  • Two complimentary guests per visit at Capital One Lounges
  • One complimentary guest per visit at Capital One Landings
• Guest benefit applies for the remainder of the calendar year in which spend threshold is met and the entire following calendar year
• Without meeting the spend requirement:
  • Guest entry is $45 per person
  • Children aged 17 and under: $25 per visit
  • Children under 2 remain complimentary

🚗 Hertz President’s Circle® Status

Eligible cardholders receive Hertz President’s Circle status, which includes vehicle upgrades (subject to availability), expedited pick-up, and other benefits at participating locations.

Enrollment in the Hertz benefit is required. Terms apply.

Tips to Increase Your Chances of Getting Approved

The Venture X card is designed for individuals with excellent credit. Approval is not guaranteed and is subject to Capital One’s credit evaluation process. Here are some strategies that may improve your chances:

1. Limit Recent Credit Inquiries

Capital One considers your recent application activity. If you've applied for multiple credit cards recently, it may be a good idea to wait 3–6 months before applying.

2. Keep Revolving Lines in Check

Applicants with many open revolving credit accounts may face additional scrutiny. While this varies by profile, Capital One has been known to deny applications for those with several existing credit lines.

3. Apply Strategically

The Venture X is best suited for early- to mid-stage credit card strategies. If you've recently opened Chase or other foundational cards, applying for Venture X may be a logical next step.

Should You Apply for the Capital One Venture X Rewards Credit Card?

The Capital One Venture X Rewards Credit Card is a compelling choice for travelers who can fully utilize its perks—especially the up to $300 annual travel credit and 10,000 anniversary bonus miles.

With 2X miles on all purchases, access to premium travel lounges, and the ability to add four authorized users at no additional cost, the card provides ongoing value for those who travel frequently.

Before applying, make sure your credit score is strong, your recent application activity is minimal, and you're ready to take advantage of the benefits that come with a premium travel card.

Final Thoughts

If you're building out your travel card strategy and meet the eligibility criteria, the Venture X card can serve as a strong long-term value play. While the $395 annual fee may seem high, the combination of statement credits, lounge access, and reward flexibility can make it worthwhile for frequent travelers.

As with all credit cards, be sure to review the latest terms, fees, and eligibility criteria directly on the Capital One website before applying.

Additional Disclosures:

Hertz Benefit: Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.