Chase Sapphire Preferred Credit Card Review
A Solid Option for Travelers Who Want Simplicity, Value, and Flexible Rewards
The Chase Sapphire Preferred® Card is the ideal card for casual travelers who want earn points on travel and dining.
Chase Sapphire Preferred® CardAnnual fee: $95
Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).
Annual fee: $95
Sebby’s Take: One of the best starting points into the travel rewards world. You have flexible points, strong multipliers, a reasonable annual fee, and tons of optionality (whether team cash back or travel).
Key features
Spending Multipliers:
- Earn 5X points on travel through Chase Ultimate Rewards
- Earn 3X points on dining purchases including fine dining, coffee shops, and fast food restaurants
- Earn 1X points on all other purchases
Foreign transaction fees: 0%
Point Redemptions:
- Redeem points for 1.25X in travel through Chase Travel℠
- 1:1 Point transfer to airline and hotel partners
Review: Is the Chase Sapphire Preferred Worth It?
The Chase Sapphire Preferred has a $95 annual fee that is not waived your first cardmember year. Earn 2X points on travel and 3X on dining purchases.
The Chase Sapphire Preferred is ideal for those who want a higher point redemption (25%) for travel by using the Chase Ultimate Rewards Travel Portal and access to transfer partners.
Travel confidently with built-in travel protections when you book trips with the Chase Sapphire Preferred. Below are a handful of travel benefits:
- Primary auto rental collision damage waiver (CDW)
- Trip cancellation/interruption insurance
- Baggage delay insurance
- Trip delay reimbursement
If you're looking for access to airport lounges, consider the Chase Sapphire Reserve instead.
Who Should Get the Chase Sapphire Preferred?
The Chase Sapphire Preferred is good for anyone who...
- Wants a travel credit card that has trip protections and no foreign transaction fees
- Spends a lot on dining and wants to accumulate points for travel
- Wants access to the Chase Ultimate Rewards Travel Portal to redeem points for travel at 1.25X
How Much Are Chase Ultimate Reward Points Worth?
In this article
- Key features
- Review: Is the Chase Sapphire Preferred Worth It?
- Who Should Get the Chase Sapphire Preferred?
- How Much Are Chase Ultimate Reward Points Worth?