A Complete Guide to Lounge Access Rules, Guest Policies, and Upcoming Changes for Primary and Authorized Users
Capital One has expanded its presence in the airport lounge space with a growing network of Capital One Lounges and Capital One Landings. These premium travel experiences are designed for Capital One cardholders who want to elevate their airport routine with enhanced amenities, curated dining, and relaxing spaces before a flight.
If you carry the Capital One Venture X Rewards Credit Card, you may already be eligible for entry into these lounges—along with access to the Priority Pass™ lounge network (enrollment required). However, upcoming changes in 2026 will affect how authorized users and guests enter these spaces.
Here’s how access works in 2025 and what to expect in 2026.
As of 2025, primary cardholders of both the Capital One Venture X Rewards Credit Card and the Capital One Venture X Business Card receive access to:
A same-day boarding pass is required for lounge entry. Entry is subject to capacity limits and may vary by location.
For the Capital One Venture X Rewards Credit Card, authorized users also receive lounge access when traveling, once added to the account and activated. In contrast, Capital One Venture X Business Card lounge access is only available to the primary business cardholder.
Under current policy, cardholders from either product can bring up to two guests per visit to participating lounges. Guest access terms and pricing may vary depending on the lounge network. Additional terms apply and can be reviewed through Capital One or Priority Pass™ directly.
Starting February 1, 2026, authorized users will no longer receive automatic lounge access. Instead:
If you want your authorized user(s) to continue accessing lounges, you’ll have the opportunity to opt into this benefit beginning February 1, 2026.
As of February 1, 2026:
Effective on the same date:
If you do not meet the spending threshold, you may still bring guests at a discounted rate:
Capital One Lounges are currently open at select major U.S. airports, with more on the way. You can find participating lounges and view current access guidelines on capitalonetravel.com or by checking your Capital One mobile app under card benefits.
The Capital One Venture X Rewards Credit Card remains a compelling option for travelers who value lounge access, travel credits, and elevated benefits. While the lounge access experience will evolve starting in 2026, cardholders still have flexible ways to maintain access for themselves, authorized users, and guests.
If you anticipate traveling with family or companions, reviewing your spending and lounge access preferences in 2025 will help you prepare for the upcoming changes. Be sure to stay up to date on Capital One’s terms and conditions to get the most from your travel benefits.