Explore Credit Cards

Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

Credit Cards

    🍽️ Best for Dining Rewards
    card art for the American Express® Gold Card card

    Annual fee: $325

    Terms apply | Rates & Fees

    American Express® Gold Card

    You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

    Check if you're pre-approved for this card or special offers using the CardMatch Tool.

    Sebby's take: One of the strongest cards that's great for people who spend a lot on dining, U.S. supermarkets, and flights booked directly. The annual fee is offset with a monthly dining credit and monthly Uber Cash.

    Elevated Offer
    card art for the The New United Quest℠ Card card

    Annual fee: $350

    The New United Quest℠ Card

    Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.


    Sebby's Take: My recommendation for United loyalists. The $200 credit and 10,000-mile credit each account anniversary when booking an award flight helps offset the annual fee. On top of that, you get free first and second checked bags.

    card art for the The New United Club℠ Card card

    Annual fee: $695

    The New United Club℠ Card

    Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.


    Sebby's Take: This is the perfect option for Star Alliance frequent flyers who can benefit from the United Club membership that comes with the card.

    card art for the The New United Gateway℠ Card card

    Annual fee: $0

    The New United Gateway℠ Card

    Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.


    Sebby's Take: An entry-level card in the United ecosystem. It's one of the few no annual fee cards that has no foreign transaction fees. In addition, you get multipliers for United, gas, and transit.

    card art for the The New United℠ Explorer Card card

    Annual fee: $0 Intro Annual fee for the First Year, then $150

    The New United℠ Explorer Card

    Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.


    Sebby's Take: The ideal card to get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiers!). The annual fee is offset by 2 United Club one-time passes per year.

    card art for the The New United℠ Business Card card

    Annual fee: $0 introductory annual fee for the first year, then $150.

    The New United℠ Business Card

    Limited-time offer: Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.


    Sebby's take: Get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!). The annual fee is offset by 2 United Club one-time passes per year. Plus, add employee cards at no additional cost.