Compare Credit Cards

Annual Fee: $0

Rates & Fees

Sebby's Take: Great card to earn points while paying rent. In order to earn points, you'll need to use the card at least 5 times each statement period.

Earn 70,000 American Airlines AAdvantage bonus miles after spending $7,000 on the card within the first 3 months of account opening.

Annual fee: $595

Sebby's take: The flagship personal American Airlines card. This is the perfect option for frequent flyers who can benefit from the Admirals Club membership (up to $850 value per year) that comes with the card.

Earn 60,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.

Annual fee: $99

Sebby's take: Ideal option if you want to spend your way to A-List status with Southwest. The annual fee is partially offset by 6,000 points every cardmember anniversary.

Earn 40,000 Membership Rewards points after you spend $3,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply.

Annual fee: $150

Sebby's take: Ideal for people who have high travel, transit, and restaurant spending. The annual fee is offset with up to a $189 CLEAR credit and up to a $100 LoungeBuddy credit. All information about the American Express® Green Card has been collected independently by AskSebby.com.

Get a $100 (or more) Amazon Gift Card instantly upon approval exclusively for Prime members.

Annual fee: $0

Sebby's take: The Prime Visa is the ultimate store card for Prime members who have significant spend at Amazon or Whole Foods. Although there's no annual fee, it's important to consider the Prime membership cost as part of the requirement for this card.

Earn 20,000 bonus points after spending $1,500 on the card within the first 3 months of account opening

Annual fee: $0

Sebby's take: Starter card that offers 2x on grocery stores and American Airlines purchases. You also get 25% savings on inflight purchases for food and beverages.

Earn 15,000 Membership Rewards points after you spend $3,000 on eligible purchases with your new Card within the first 3 months of account opening. Terms apply.

Annual fee: $0

Rates and fees

Sebby's take: No annual fee option where you get 2x back on everything on up to $50,000 in spend per calendar year. After that, it's 1x back.

Earn 50,000 American Airlines AAdvantage bonus miles after spending $2,500 on the card within the first 4 months of account opening

Annual fee: $0 intro annual fee for the first year, then $99

Sebby's take: One of the best pickups if you're into aspirational travel, given the value of AAdvantage® miles and Oneworld airline alliance partners. Also, a great option if you frequently fly American Airlines but don't have status (due to perks like first checked bag free for domestic flights).

Earn 30,000 bonus points after spending $1,000 on purchases within the first 3 months of account opening

Annual fee: $0

Sebby's take: With no annual fee, it's great for new travelers who primarily stay at Bonvoy hotels and who want multiplies on general travel purchases.

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Earn $200 after $500 in spend within the first 3 months of account opening

Annual fee: $0

Sebby's take: Great multipliers and also a ton of upside with the 5% back rotating quarters. As long as you don't mind checking every 3 months, I think it's a great standalone or system (Chase Trifecta) pickup.

• Intro Offer: 10,000 American Airlines AAdvantage bonus miles and a $50 statement credit after spending $500 on the card within the first 3 months of account opening
• Annual fee: $0

Earn a $200 bonus after you spend $1,000 on purchases within the first 120 days of account opening

Annual fee: $0

Sebby's take: Pick your own 5% and 2% categories to earn cash back. Great for people optimizing for cash back and flexible categories with no annual fee.