Compare Credit Cards

Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual fee: $95

Sebby's take: My go-to recommendation for hotel cards, given the flexibility of Hyatt points. The annual fee is partially offset by a Category 1-4 free night certificate you get every year for keeping the card. You get another night for spending $15,000 in a calendar year.

Earn 30,000 bonus points after spending $1,000 on purchases within the first 3 months of account opening.

Annual fee: $0

Sebby's take: With no annual fee, it's great for new travelers who primarily stay at Bonvoy hotels and who want multiplies on general travel purchases.

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Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.

Annual fee: $95

Sebby's take: The Bonvoy Boundless is a great card for Bonvoy loyalists due to the multipliers. I like that you get a Free Night Award (up to 35,000 points) per year, which helps offset the annual fee -- making it a keeper card.

Earn a $200 cash bonus after spending $500 on the card within the first 3 months of account opening

Annual fee: $0

Sebby's take: Earner card where you get 3% on dining, grocery stores, entertainment, and popular streaming. This is one of the few no annual fee cards that also have no foreign transaction fees.

Get a $100  Amazon Gift Card instantly upon approval exclusively for Prime members.

Annual fee: $0

Sebby's take: The Prime Visa is the ultimate store card for Prime members who have significant spend at Amazon or Whole Foods. Although there's no annual fee, it's important to consider the Prime membership cost as part of the requirement for this card.

Earn 75,000 points after spending $4,000 on the card within the first 3 months of account opening. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.

Annual fee: $95

Sebby's take: Ideal for loyalists who want to earn Aeroplan points. In addition, the card offers many ways to gain elite status and you get 500 bonus points for every $2,000 you spend in a calendar month.

Earn 80,000 bonus points after spending $5,000 on purchases within the first 3 months of account opening.

Annual fee: $199

Sebby's take: The Southwest Rapid Rewards® Performance Business Credit Card is a flagship business card. The annual fee is offset with 9,000 points every cardmember anniversary. In addition, you get 4 upgraded boardings and 365 inflight wifi credits every year.

Earn 60,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening.

Annual fee: $99

Sebby's take: Ideal option if you want to spend your way to A-List status with Southwest. The annual fee is partially offset by 6,000 points every cardmember anniversary.

Earn 20,000 miles after spending $500 on the card within the first 3 months of account opening

Annual fee: $0

Sebby's take: No annual fee option that earns 1.25x miles on all other purchases.

Earn a $2,000 cash bonus after spending $30,000 on the card within the first 3 months of account opening. Earn an additional $2,000 cash bonus for every $500k spend during the first year.

Annual fee: $150

Sebby's take: A simple option where you get 2% cash back on all your purchases. This is one of the few uncapped business cards that earn at this rate.

Earn a $200 Cash bonus after spending $500 on the card within the first 3 months of account opening

Annual fee: $0

Sebby's take: a good simple option where you get 1.5% cash back on all your purchases.

Earn 50,000 miles after spending $4,500 on the card within the first 3 months of account opening

Annual fee: $0 intro for the first year, then $95

Sebby's take: A catch-all travel card that earns 2x back on all your transactions.