Compare Credit Cards

Earn a $1,200 cash bonus after spending $30,000 on the card within the first 3 months of account opening.

Annual fee: $150

Sebby's take: A simple option where you get 2% cash back on all your purchases. This is one of the few uncapped business cards that earn at this rate.

Earn 50,000 bonus points after spending $1,000 on purchases within the first 3 months of account opening.

Annual fee: $149

Sebby's take: The Southwest Priority is the flagship personal Southwest card and my favorite. The annual fee is offset by a $75 Southwest annual travel credit and 7,500 points every cardmember anniversary, making it a keeper card.

Earn 50,000 bonus points after spending $1,000 on purchases within the first 3 months of account opening.

Annual fee: $99

Sebby's take: An ideal option if you want to spend your way to A-List status with Southwest. The reasonable annual fee is partially offset by 6,000 points every cardmember anniversary.

Earn 50,000 bonus points after spending $1,000 on purchases within the first 3 months of account opening.

Annual fee: $69

Sebby's take: A good entry point if you're looking for a low annual fee option. In addition, you get 3,000 points for every cardmember anniversary which lowers the effective cost every year.

Earn 80,000 bonus points after spending $5,000 on purchases within the first 3 months of account opening.

Annual fee: $199

Sebby's take: The Southwest Rapid Rewards® Performance Business Credit Card is a flagship business card. The annual fee is offset with 9,000 points every cardmember anniversary. In addition, you get 4 upgraded boardings and 365 inflight wifi credits every year.

Earn 60,000 Hyatt points after $5,000 in spend within the first 3 months of account opening.

Annual fee: $199

Sebby's take: The annual fee is partially offset by up to $100 in Hyatt statement credits. If you spend $50,000 or more (calendar year) you get 10% of the points you redeem back for the remainder of the year.

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Earn 70,000 Membership Rewards points after you spend $10,000 on eligible purchases with your new Card within the first 3 months of account opening. Terms apply.

Annual fee: $375

Rates and fees

Sebby's take: Ideal for people who have high spend for airlines and U.S. purchases for advertising, gas stations, restaurants, shipping, and direct orders from select technology providers (of computer hardware, software, and cloud solutions).

Earn 5 Free Night Awards (up to 50,000 points each) after spending $5,000 on purchases within the first 3 months of account opening

Annual fee: $95

Sebby's take: The Bonvoy Boundless is a great card for Bonvoy loyalists due to the multipliers. I like that you get a Free Night Award (up to 35,000 points) per year, which helps offset the annual fee -- making it a keeper card.

Earn 80,000 bonus miles after spending $5,000 on purchases within the first 3 months of account opening

Annual fee: $525

Sebby's take: This is the perfect option for Star Alliance frequent flyers who can benefit from the United Club membership ($650 value per year) that comes with the card.

Earn up to 30,000 Hyatt points after $3,000 in spend with the first 3 months of account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.‍

Annual fee: $95

Sebby's take: My go-to recommendation for hotel cards, given the flexibility of Hyatt points. The annual fee is partially offset by a Category 1-4 free night certificate you get every year for keeping the card. You get another night for spending $15,000 in a calendar year.

Earn 60,000 points after spending $3,000 on the card within the first 3 months of account opening.

Annual fee: $95

Sebby's take: Ideal for loyalists who want to earn Aeroplan points. In addition, the card offers many ways to gain elite status and you get 500 bonus points for every $2,000 you spend in a calendar month.

Earn $200 cash back after you spend $1,500 on purchases within the first 6 months of account opening. Bonus offer will be issued as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Annual fee: $0

Sebby's take: A catch-all card that offers 2% cash back (1% when you buy, 1% when you pay). With no annual fee, it's a great pickup for most people. It's also useful if you're looking for an intro balance transfer offer.