Written by: Sebastian Fung | Last updated: June 19, 2025
High-yield savings accounts are one of the easiest ways to earn more on idle cash. This page tracks top APYs from FDIC-insured banks and credit unions, updated daily. We highlight the key detailsāminimums, fees, withdrawal limits, and estimated annual yieldāso you can compare accounts quickly.
Whether you're building an emergency fund or just moving cash from a low-rate account, use this list to find options that offer real value without the guesswork. Always verify terms directly before applying, as rates and requirements can change.
Earn More on Your Cash: Top Online Savings and Money Market Rates Right Now