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Annual fee: $795
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
Sebby's Take: If your business spends heavily on travel, advertising, or software, the card can return a lot of value—especially once you factor in the travel credits and lounge access. It’s a strong option for founders who want to consolidate spend and earn flexible points.
Annual fee: $0
Earn $900 when you spend $6,000 on purchases in the first three months after account opening
Sebby's take: Ideal for people with high spend at office supply stores or on internet, cable and phone services. Given the flexibility of Ultimate Reward (UR) points, this is one of the best earners cards.
Annual fee: $0
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Sebby's Take: A great catch-all card for "everything else" spend. Despite the marketing, you earn Ultimate Reward (UR) points which can be useful if you have a Sapphire Preferred/Reserve or Ink Preferred.
Annual fee: $95
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Sebby's Take: A good option for those with high shipping, advertising (social media and search engine), or travel purchases. Also great for those with large internet, cable, and phone service bills. All information about the Ink Business Preferred® Credit Card has been collected independently by asksebby.com. Ink Business Preferred® Credit Card is no longer available through asksebby.com.
Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
Sebby's Take: The flagship Amex business travel card. Despite a hefty annual fee, you get up to $3,500 in credits that help offset this. The card is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25.
Sebby's Take: A solid entry point for businesses that fly Delta, offering key travel perks like a first checked bag free and priority boarding. It’s a practical way to earn SkyMiles on everyday business expenses while keeping annual fees manageable.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Sebby's take: Get 2% back on everything on up to $50,000 in spend per calendar year. After that, it's 1% back.
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
Sebby's Take: Get competitive multipliers at Hilton properties and select business and travel purchases. The card also comes with Hilton Gold status.
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