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Annual fee: $795
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $6,500 in total business and travel value in your first year.
Sebby's Take: If your business spends heavily on travel, advertising, or software, the card can return a lot of value—especially once you factor in the travel credits and lounge access. It’s a strong option for founders who want to consolidate spend and earn flexible points.
Annual fee: $395
LIMITED-TIME OFFER: Earn up to 400,000 miles 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
Sebby's Take: With a high-value welcome bonus, lounge access, and travel credits, it’s built for frequent business travelers who want upscale perks and a simple earning experience.
Annual fee: $0
Earn $750 when you spend $6,000 on purchases in the first three months after account opening
Sebby's take: Ideal for people with high spend at office supply stores or on internet, cable and phone services. Given the flexibility of Ultimate Reward (UR) points, this is one of the best earners cards.
Annual fee: $0
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Sebby's Take: A great catch-all card for "everything else" spend. Despite the marketing, you earn Ultimate Reward (UR) points which can be useful if you have a Sapphire Preferred/Reserve or Ink Preferred.
Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
Sebby's Take: The flagship Amex business travel card. Despite a hefty annual fee, you get up to $3,500 in credits that help offset this. The card is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
Sebby's Take: A solid entry point for businesses that fly Delta, offering key travel perks like a first checked bag free and priority boarding. It’s a practical way to earn SkyMiles on everyday business expenses while keeping annual fees manageable.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Sebby's take: Get 2% back on everything on up to $50,000 in spend per calendar year. After that, it's 1% back.
Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
Sebby's Take: Get competitive multipliers at Hilton properties and select business and travel purchases. The card also comes with Hilton Gold status.
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