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The Chase Sapphire cards are competitive when it comes to earning and redeeming points for travel. Both the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® allow cardholders to pool Ultimate Rewards and access the Chase Travel Portal. The main question is, which Chase Sapphire card fits your lifestyle?
The Chase Sapphire Reserve® is the ultimate card for the frequent traveler. It comes with a $300 travel credit, up to $100 Global Entry or TSA PreCheck® credit, airport lounge access via Priority Pass Select, and much more.
Chase Sapphire Preferred® vs Chase Sapphire Reserve® Calculator
Ask Sebby crunches the numbers for you to calculate the Expected Value of the Chase Sapphire cards. For the expected value of points, we derive the approximate dollar value based on the numbers you enter in the calculator. Scroll down to the end of the post to see our methodology.
Welcome Bonus and Eligibility
To qualify for the offer, you must not currently hold a Chase Sapphire card AND have not received a Chase Sapphire welcome bonus in the past 48 months (4 years).
The Chase Sapphire cards are affected by the Chase 5/24 rule, so if you have opened 5 or more credit cards from any credit issuer within the past 24 months, you will not qualify for the welcome offer.
The results from the above calculator are based on your ability to reach the minimum spend requirement to earn the welcome bonus, your amount of spend on different categories, how you plan to redeem Chase Ultimate Rewards®, and how much relative value you assign for other benefits.
Below is a rundown of some featured benefits of each card. “Learn More” about each card to view pricing and more detailed information.
Terms apply to all of the benefits above. Be sure to check the benefits guide for each card for the most up to date information.
The Chase Trifecta 3-card system is one of the fastest ways to earn more Ultimate Rewards. Pool points earned from other Chase Ultimate Reward points to the Chase Sapphire Preferred or the Chase Sapphire Reserve to get the best travel redemption value via the Chase Travel Portal.