Best Credit Card Offers August 2025
Updated Monthly With the Best Welcome Offers Available Now
August brings a fresh batch of credit card offers, and some of them are worth paying attention to. Whether youāre looking to earn more points, maximize cashback, or lock in premium perks, this month has some solid options. Letās dive in.
š Chase Sapphire ReserveĀ®
The Chase Sapphire ReserveĀ® has long been a staple for frequent travelers, and it just got a major refresh. With more lifestyle credits, stronger multipliers, and a powerful new points redemption feature, it now delivers over $2,700 in annual cardmember value.
Chase Sapphire ReserveĀ®Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. Itās a top choice for frequent travelers who want premium benefits and flexible redemption options
Annual fee: $795
Sebby's Take: This premium travel card is packed with perks like airport lounge access, travel credits, and elevated rewards on travel and dining. Itās a top choice for frequent travelers who want premium benefits and flexible redemption options
On the fence? Crunch your numbers in the calculator here.
NEW: Sapphire Reserve for Businessā
The business version shares the travel DNA of the personal card, with added perks for businesses. It delivers over $2,500 in annual valueāand mirrors many of the personal cardās best perks for a $795 annual fee.
Sapphire Reserve for Businessā Annual fee: $795
Sebby's Take: If your business spends heavily on travel, advertising, or software, the card can return a lot of valueāespecially once you factor in the travel credits and lounge access. Itās a strong option for founders who want to consolidate spend and earn flexible points.
Annual fee: $795
Sebby's Take: If your business spends heavily on travel, advertising, or software, the card can return a lot of valueāespecially once you factor in the travel credits and lounge access. Itās a strong option for founders who want to consolidate spend and earn flexible points.
Capital One Cards
A handful of no-annual-fee Capital One cards are offering a $100 Capital One Travel credit, in addition to the usual intro bonus.
Capital One Savor Cash Rewards Credit CardAnnual fee: $0
Sebby's take: Earner card where you get 3% on dining, grocery stores, entertainment, and popular streaming. This is one of the few no annual fee cards that also have no foreign transaction fees.
Annual fee: $0
Sebby's take: Earner card where you get 3% on dining, grocery stores, entertainment, and popular streaming. This is one of the few no annual fee cards that also have no foreign transaction fees.
Capital One VentureOne Rewards Credit CardAnnual fee: $0
Sebby's Take: No-annual-fee travel card earns 1.25x miles on every purchase and offers flexible redemptions through Capital Oneās travel portal or transfer partners. Itās a low-commitment option for occasional travelers who still want to earn rewards.
Annual fee: $0
Sebby's Take: No-annual-fee travel card earns 1.25x miles on every purchase and offers flexible redemptions through Capital Oneās travel portal or transfer partners. Itās a low-commitment option for occasional travelers who still want to earn rewards.
Capital One Quicksilver Cash Rewards Credit CardAnnual fee: $0
Sebby's take: Ideal for those who want simple, flat-rate rewards without keeping track of bonus categories.
Annual fee: $0
Sebby's take: Ideal for those who want simple, flat-rate rewards without keeping track of bonus categories.
American Express Offers
You can now apply and find your welcome offer to see if you get an "as high as" offer for select cards. Welcome offers vary, and you may not be eligible for an offer.
The Platinum CardĀ® from American ExpressAnnual fee: $695
Terms apply | Rates & Fees
Sebby's take: Despite a hefty annual fee, you get up to $1,574 in credits that help offset this. The card is great for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
Sebby's take: Despite a hefty annual fee, you get up to $1,574 in credits that help offset this. The card is great for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts.
American ExpressĀ® Gold CardAnnual fee: $325
Terms apply | Rates & Fees
Sebby's take: One of the strongest cards that's great for people who spend a lot on dining, U.S. supermarkets, and flights booked directly. The annual fee is offset with a monthly dining credit and monthly Uber Cash.
Sebby's take: One of the strongest cards that's great for people who spend a lot on dining, U.S. supermarkets, and flights booked directly. The annual fee is offset with a monthly dining credit and monthly Uber Cash.
Atmosā¢ Rewards Ascent Visa SignatureĀ® Credit Card
Alaska Airlines just launched its new loyalty program, Atmos Rewards, along with limited-time offers.
Atmosā¢ Rewards Ascent Visa SignatureĀ® Credit CardAnnual fee: $95
Sebby's Take: A strong value play for Alaska and Hawaiian Airlines flyers, especially if you can unlock the Companion Fare each year. It probably wonāt be your everyday card, but it earns its spot in a focused travel setup. Terms apply. All information about the Atmosā¢ Rewards Ascent Visa SignatureĀ® Credit Card has been collected independently by AskSebby.com.
Annual fee: $95
Sebby's Take: A strong value play for Alaska and Hawaiian Airlines flyers, especially if you can unlock the Companion Fare each year. It probably wonāt be your everyday card, but it earns its spot in a focused travel setup. Terms apply. All information about the Atmosā¢ Rewards Ascent Visa SignatureĀ® Credit Card has been collected independently by AskSebby.com.
Southwest Credit Cards
Chase and Southwest Airlines just rolled out a major refresh of their entire Rapid Rewards credit card lineup, along with some of the best offers this year.
Southwest Rapid RewardsĀ® Priority Credit CardAnnual fee: $229
Sebby's Take: A top-tier Southwest card offering 4x points on Southwest purchases, a yearly travel credit, and four upgraded boardings per year. It's a strong choice for loyal Southwest flyers who want to boost rewards and enjoy extra travel perks without a high annual fee.
Annual fee: $229
Sebby's Take: A top-tier Southwest card offering 4x points on Southwest purchases, a yearly travel credit, and four upgraded boardings per year. It's a strong choice for loyal Southwest flyers who want to boost rewards and enjoy extra travel perks without a high annual fee.
Southwest Rapid RewardsĀ® Plus Credit CardAnnual fee: $99
Sebby's Take: A good entry point if you're looking for a low annual fee option. In addition, you get 3,000 points for every cardmember anniversary which lowers the effective cost every year.
Annual fee: $99
Sebby's Take: A good entry point if you're looking for a low annual fee option. In addition, you get 3,000 points for every cardmember anniversary which lowers the effective cost every year.
The American Express suite of Marriott Bonvoy cards has increased offers to consider.
Marriott Bonvoy BrilliantĀ® American ExpressĀ® CardAnnual fee: $650
Terms apply | Rates & Fees
Sebby's Take: Flagship Bonvoy card that's great for loyalists. You get competitive multipliers at Bonvoy properties, U.S. restaurants, and flights booked directly. The annual fee is offset with $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide and a Free Night Award (worth up to 85k points) every cardmember anniversary. In addition, you get Bonvoy Platinum status just by having the card.
Sebby's Take: Flagship Bonvoy card that's great for loyalists. You get competitive multipliers at Bonvoy properties, U.S. restaurants, and flights booked directly. The annual fee is offset with $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide and a Free Night Award (worth up to 85k points) every cardmember anniversary. In addition, you get Bonvoy Platinum status just by having the card.
Marriott Bonvoy BusinessĀ® American ExpressĀ® CardAnnual fee: $125
Terms apply | Rates & Fees
Sebby's Take: Get competitive multipliers at Bonvoy properties, restaurants worldwide, U.S. gas stations, U.S. shipping, and U.S. wireless telephone services. The annual fee is offset with a Free Night Award every cardmember anniversary. In addition, you get Bonvoy Gold status.
Sebby's Take: Get competitive multipliers at Bonvoy properties, restaurants worldwide, U.S. gas stations, U.S. shipping, and U.S. wireless telephone services. The annual fee is offset with a Free Night Award every cardmember anniversary. In addition, you get Bonvoy Gold status.
Marriott Bonvoy BevyĀ® American ExpressĀ® CardAnnual fee: $250
Terms apply | Rates & Fees
Sebby's Take: Get competitive multipliers at Bonvoy properties, restaurants worldwide, and U.S. supermarkets (on up to $15k in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Sebby's Take: Get competitive multipliers at Bonvoy properties, restaurants worldwide, and U.S. supermarkets (on up to $15k in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
United Credit Cards
United just refreshed its suite of credit cards, which means new benefits and some increased offers worth considering if United is your airline of choice.
The New Unitedā Business CardAnnual fee: $150
Sebby's take: Get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!). The annual fee is offset by 2 United Club one-time passes per year. Plus, add employee cards at no additional cost.
Annual fee: $150
Sebby's take: Get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!). The annual fee is offset by 2 United Club one-time passes per year. Plus, add employee cards at no additional cost.
In this article
- š Major Refresh: Chase Sapphire ReserveĀ®
- Sapphire Reserve for Businessā
- Capital One Cards
- American Express "As High As" Offers
- Atmosā¢ Rewards Ascent Visa SignatureĀ® Credit Card
- Southwest Credit Cards
- Marriott Bonvoy Credit Cards
- United Credit Cards