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Embarking on your credit journey can be daunting. But with the Chase Freedom Rise card, you can make your first steps less intimidating and more rewarding. 

The Chase Freedom Rise card offers a variety of features to assist in building a solid credit foundation, making it perfect for newcomers to the world of credit. 

Chase Freedom Rise Key Features

  • No annual fee
  • 1.5% cash back on all purchases
  • Build your credit

For those making their first foray into the credit world, the Chase Freedom Rise card could be an invaluable tool. 

Let’s get into the details of the latest Chase credit card.


Who should get the Chase Freedom rise?

Launched on June 11, 2023, the Chase Freedom Rise card targets those starting their credit journey for the first time - whether you’re a student just dipping your toes into personal finance or someone finally ready to establish their credit history. 

This card isn’t about mending past credit mishaps. Instead, it’s for people starting from scratch and building a strong foundation.  


What does the Chase Freedom Rise offer?


Let’s break it down:

  1. No annual fee: There’s no yearly charge for using the card. Therefore, you can utilize the card’s benefits at no extra cost.
  2. 1.5% cash back: For every purchase you make, you earn 1.5% cash back. It’s a straightforward way to start earning while you spend.
  3. Rewards Points: You’ll receive cash back in the form of Chase Ultimate Rewards points. Redeem these points for cashback, gift cards, or travel. The choice is yours.
  4. $25 statement credit: If you sign up for automatic payments within the first three months f getting your card, you’ll receive a $25 statement credit. 
  5. Potential for credit limit increase: After just six months, you could receive a credit limit increase. Credit limit increases potentially boost your credit score and give you more financial flexibility. 
  6. Credit score tracking: With access to Chase Credit Journey, you can track your credit score and identify new ways to build it effectively. 


How can you boost your approval odds for the Chase Freedom Rise? 

Consider opening a Chase account and maintaining a balance of at least $250. While not a requirement, it can significantly improve your chances of getting approved for the Freedom Rise card. 


What’s happening with the Chase Freedom Student card?

The Chase Freedom Rise is the new face, replacing the Chase Freedom Student card for new applicants. But if you’re an existing Freedom student cardholder, no worries - your services will continue unchanged. 


Where can I apply for the Chase Freedom Rise? 

You can now apply for the Freedom Rise card only at Chase branches. The wait for online applications will be short, though - they are expected to be available in early 2024. 

Conclusion

The Chase Freedom Rise card strips away the complexities and offers a new straightforward credit card solution for those new to credit. 

It allows learning, building, and growing your credit score without unnecessary complications. If you value practicality and simplicity, this could be your card. Visit your nearest branch to start your credit journey.


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Chase Sapphire Preferred® Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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