Every reviewed airline and hotel transfer option for Bilt Points, with standard ratios, expected timing, live bonuses, and the details that can change your decision.
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Atmos Rewards
Alaska Airlines and Hawaiian Airlines
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Only from this tracked currency
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
LifeMiles
Avianca
Standard ratio
1:1
Typical time
Up to 72 hours
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Asia Miles
Cathay Pacific
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Emirates
Emirates
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Etihad
Etihad Airways
Standard ratio
1:1
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Iberia
Iberia
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
JAL Mileage Bank
Japan Airlines
Standard ratio
1:1
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Qatar
Qatar Airways
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Southwest
Southwest Airlines
Standard ratio
1:1
Typical time
Allow up to 72 hours
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Free Spirit
Spirit Airlines
Standard ratio
1:1
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Only from this tracked currency
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
TAP Miles&Go
TAP Air Portugal
Standard ratio
1:1
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Turkish
Turkish Airlines
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
United
United Airlines
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
airline
Virgin Atlantic
Virgin Atlantic
Standard ratio
1:1
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
VERIFIED DESTINATIONS
Hotels
7
hotel
Accor ALL
Accor
Standard ratio
3:2
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
hotel
Hilton
Hilton
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
hotel
I Prefer
Preferred Hotels & Resorts
Standard ratio
1:2
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
hotel
IHG
IHG Hotels & Resorts
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
hotel
Marriott
Marriott International
Standard ratio
1:1
Typical time
Within 48 hours
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
hotel
Hyatt
Hyatt
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
hotel
Wyndham
Wyndham Hotels & Resorts
Standard ratio
1:1
Typical time
Usually immediate
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
VERIFIED DESTINATIONS
Other
1
other
Virgin Red
Virgin Group
Standard ratio
1:1
Typical time
Within minutes
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details +
Exception: Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Eligibility: A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region: United States Bilt Rewards program.
PORTFOLIO OVERLAP
Other points that reach the same programs
Shared destinations can let you combine balances indirectly by transferring each currency into the same loyalty account. Ratios and eligibility can still differ.
Use the database to narrow the path, then verify award space and live account terms before moving anything.
How many transfer partners does Bilt have?+
AskSebby currently tracks 26 reviewed Bilt transfer partners: 18 airlines, 7 hotels, and 1 other program.
Are all Bilt transfers 1:1?+
No. 2 currently reviewed routes have a standard ratio other than 1:1. Always confirm the live ratio before transferring.
Which points program overlaps most with Bilt?+
Capital One currently shares 15 tracked destinations with Bilt. A shared destination does not guarantee equal ratios, timing, or card eligibility.
Can I move transferred points back to Bilt?+
Generally no. Flexible-points transfers are usually final. Confirm award availability, price, fees, passenger details, account eligibility, and the live ratio before moving points.
TURN POINTS INTO A TRIP
A transfer route is only the first decision
Compare booking programs, mileage prices, fees, timing, and realistic availability before choosing where your flexible points should land.