Start with the airline or hotel program you want to reach. See which bank points or flexible rewards transfer to it, the standard rate, and how long the transfer may take.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
3 source points = 2 partner points
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
2 source points = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
2 source points = 1 partner point
Registration
Required before transfer
Eligibility
Transfer access is currently reported for U.S. Bank Altitude Reserve cardholders; some legacy FlexPerks Travel Rewards accounts may also see it. Confirm access in the Rewards Center.
Region
United States U.S. Bank rewards program.
Important exceptions
This transfer program launched in August 2026 and partner availability changed temporarily during rollout. Confirm the live partner, ratio, and account eligibility before transferring. Transfers are final.
Aer Lingus AerClub
airline program · available from 4 points programs
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,600 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Transfer access is currently reported for U.S. Bank Altitude Reserve cardholders; some legacy FlexPerks Travel Rewards accounts may also see it. Confirm access in the Rewards Center.
Region
United States U.S. Bank rewards program.
Important exceptions
This transfer program launched in August 2026 and partner availability changed temporarily during rollout. Confirm the live partner, ratio, and account eligibility before transferring. Transfers are final.
airline
Wells Fargo Rewards
Wells Fargo Rewards points → Air France-KLM Flying Blue
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Transfer access is currently reported for U.S. Bank Altitude Reserve cardholders; some legacy FlexPerks Travel Rewards accounts may also see it. Confirm access in the Rewards Center.
Region
United States U.S. Bank rewards program.
Important exceptions
This transfer program launched in August 2026 and partner availability changed temporarily during rollout. Confirm the live partner, ratio, and account eligibility before transferring. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 800 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
2 source points = 3 partner points
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 800 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
5 source points = 4 partner points
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Transfer access is currently reported for U.S. Bank Altitude Reserve cardholders; some legacy FlexPerks Travel Rewards accounts may also see it. Confirm access in the Rewards Center.
Region
United States U.S. Bank rewards program.
Important exceptions
This transfer program launched in August 2026 and partner availability changed temporarily during rollout. Confirm the live partner, ratio, and account eligibility before transferring. Transfers are final.
Etihad Guest
airline program · available from 4 points programs
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 2,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 2 partner points
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 2 partner points
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
250 source points = 200 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
4 source points = 1 partner point
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
5 source points = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Transfer access is currently reported for U.S. Bank Altitude Reserve cardholders; some legacy FlexPerks Travel Rewards accounts may also see it. Confirm access in the Rewards Center.
Region
United States U.S. Bank rewards program.
Important exceptions
This transfer program launched in August 2026 and partner availability changed temporarily during rollout. Confirm the live partner, ratio, and account eligibility before transferring. Transfers are final.
Qatar Airways Privilege Club
airline program · available from 5 points programs
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1,000 source points = 1,000 partner points
Registration
Required before transfer
Eligibility
An eligible U.S. Membership Rewards account and a linked loyalty account are required. Checking-only Membership Rewards accounts may have fewer transfer options.
Region
United States Membership Rewards program.
Important exceptions
Partner eligibility, limits, timing, and ratios can change. U.S. airline transfers may incur an excise tax offset fee. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
TimingTiming not verifiedMinimum transfer1,000 pointsTransfer increments1,000-point stepsData checkedAug 30, 2026
Timing and transfer rules ＋
Transfer timing
Timing not verified
No reliable transfer-time estimate is published for this route yet.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
The displayed 1:1 rate remains current for Sapphire Reserve and Sapphire Reserve for Business. Sapphire Preferred applications on or after June 15, 2026 transfer at 4:3; existing Sapphire Preferred, Ink Business Preferred, Ink Plus, and Corporate Flex accounts move to 4:3 on October 1, 2026. Confirm the rate attached to your card before transferring.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
A Bilt account and matching-name loyalty account are required. Blue status members must transfer at least 2,000 Bilt Points; Silver, Gold, and Platinum members have a 1,000-point minimum.
Region
United States Bilt Rewards program.
Important exceptions
Most Bilt transfers post immediately, but members should allow up to 48 hours. Southwest may take up to 72 hours. Transfers are final.
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Point transfer requires an eligible Chase Sapphire Preferred, Sapphire Reserve, Sapphire Reserve for Business, or Ink Business Preferred account. A matching-name loyalty account is required.
Region
United States Chase Ultimate Rewards program.
Important exceptions
Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.
Estimated posting time based on AskSebby's review of available transfer data.
Reviewed Aug 30, 2026
Transfer times are estimates, not guarantees. Confirm availability before moving rewards because transfers are generally final.
Standard transfer
1 source point = 1 partner point
Registration
Required before transfer
Eligibility
Displayed ratios are the full transfer rates available with an eligible premium ThankYou card, such as Citi Strata Premier, Citi Strata Elite, or Citi Prestige. Other ThankYou cards may have fewer partners or lower ratios.
Region
United States Citi ThankYou Rewards program.
Important exceptions
ThankYou transfer access and ratios depend on the card linked to the account. Confirm the live ratio at ThankYou.com; transfers are final.
