Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which AskSebby may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy .The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.
A charge card is a type of credit card where you must pay the statement balance in full each month. Unlike a traditional credit card, you can't just pay a minimum balance.
Charge cards technically don't have a set credit limit, but there is an internal number that American Express has in mind. Since the credit limit is "unlimited" and you need to pay off the balance each month, how do charge cards affect your credit score?