Before you stake any crypto to earn interest, it's important to research how the platform is able to offer high interest rates. A few things to consider:
Rates differ based on how they're earning the interest (lending, staking, etc.).
If you need to withdraw your money, it will take a few days to process before you can transfer it out since it would require unstaking the coins and converting it back to USD.
It's also worth noting that staking coins directly on some protocols may earn a higher APY, but it's also a more complicated process with a learning curve. I wouldn't suggest staking directly unless you understand what you're doing.
Note: this is not financial advice. Always do your own research.
Gemini is one of the most trusted names in crypto and has other tools and features if you care about trading along with interest.
Gemini dollar is a stable coin which has the equivalent value of one U.S. dollar. You'll need to convert USD to GUSD and transfer it to Gemini Earn to start earning 8.05% APY.