If you want to build your credit or do not have a past credit history, the Secured Sable ONE Credit Card is a good option for you. With this card, you'll be able to see your credit history in real-time and have every purchase count toward your credit score. Plus, you can already start building your credit history while enjoying premium perks. Continue reading to find out more.
Annual Fee: $0
Welcome Bonus: Get a 2X cash bonus (dollar-to-dollar match) on all cash back at the end of your first year.
Spend Multipliers:
No SSN required for non-US residents.
No credit check or U.S. credit history required.
Get unsecured in as fast as 4 months
Zero annual or hidden fees, no minimum deposits.
Other Perks:
The Sable One Secured Card, like any other secured credit card, requires a cash deposit to open. That deposit serves as collateral for the credit line – and the credit limit. Unlike other secured cards, Sable does not need a minimum deposit and has a high-end, $10,000 maximum deposit, giving applicants considerable flexibility in building credit while maintaining a credit limit that meets their needs.
Each Sable ONE credit card automatically comes with a bank account. Sable accounts are accessed using the Sable mobile app (available through the Apple App Store and Google Play Store). Once a member, simply go to the Cards page of the Sable app and choose the Sable One Card, then click 'Increase credit limit.'
After adding the funds, the credit line is secured. Cardholders can continue to deposit cash later to increase their credit limit if desired– up to the $10,000 maximum.
The Sable Secured Credit Card is a legitimate credit card issued by Sable in collaboration with Coastal Community Bank. This card does not have strict credit requirements, and you do not need a Social Security number to apply if you are not a US resident. It might help you build credit while also rewarding you for purchases.
The Sable Credit Card includes all of the protections you'd expect from a reputable card issuer. This includes zero liability protection, which means you're not responsible for unauthorized purchases made with your card.
Furthermore, the Sable mobile app allows you to freeze and unfreeze your physical or virtual card, which may be useful if the card is lost or stolen. Your Sable account is FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC.
Sable Bank Account is provided by Sable Money Inc, a nonbank financial services company launched in 2019 and headquartered in New York, NY. Sable Bank Account is available in all 50 states (and Washington, DC). Sable Bank Account also provides premium rewards on your purchases (see terms and conditions for details).
Banking services are provided by Sable in collaboration with Coastal Community Bank. A secured credit card, checking account, and debit card are all part of this program. The Federal Deposit Insurance Corporation (FDIC) insures Coastal Community bank accounts up to $250,000.