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POINTS & MILES REFERENCE

Find every way to transfer your points

Start with the airline or hotel program you want to reach. See which bank points or flexible rewards transfer to it, the standard rate, and how long the transfer may take.

Explore transfer pathsMap the points I have ↗Compare programs ↗

TRANSFER PATH DATABASE

See exactly which points transfer where

Start with an airline or hotel, scan every rewards program that transfers to it, then check the rate and timing.

COMPUTED FROM CANONICAL ROUTES

Compare rewards programs

Select two or three currencies. Every count, overlap, ratio, timing claim, and bonus below is derived live.
Citi21

15 airlines · 5 hotels

9 unique within this comparison · 1 current bonus
Bilt26

18 airlines · 7 hotels

14 unique within this comparison · 0 current bonuses
SHARED BY ALL12

verified destinations

No winner score—just the underlying routes.

OVERLAP

Shared by all selected programs

12

Accor Live Limitless

hotel Available from 2 of 2 compared programs

Citi
NORMAL RATIO2:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO3:2
ISSUER WINDOWUsually immediate
No current verified bonus

Air France-KLM Flying Blue

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Avianca LifeMiles

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEUp to 72 hours
No current verified bonus

Cathay Pacific Asia Miles

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Emirates Skywards

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO5:4
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Etihad Guest

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
ISSUER WINDOWUsually immediate
No current verified bonus

I Prefer Hotel Rewards

hotel Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:2
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:2
ISSUER WINDOWUsually immediate
No current verified bonus

Qatar Airways Privilege Club

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIME1–2 days
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Turkish Airlines Miles&Smiles

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Virgin Atlantic Flying Club

airline Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
ISSUER WINDOWUsually immediate
No current verified bonus

Virgin Red

other Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TIMINGTiming not verified
No current verified bonus
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Wyndham Rewards

hotel Available from 2 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
NORMAL RATIO1:1
ISSUER WINDOWUsually immediate
No current verified bonus

UNIQUE WITHIN THIS COMPARISON

Available from Citi, but not the other selected program

9

Aeromexico Rewards

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

American Airlines AAdvantage

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

Choice Privileges

hotel Available from 1 of 2 compared programs

Citi
NORMAL RATIO2:3
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

EVA Air Infinity MileageLands

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIME1–2 days
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

JetBlue TrueBlue

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

Qantas Frequent Flyer

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIMEUsually instant
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

Singapore Airlines KrisFlyer

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIME12–24 hours
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

Thai Airways Royal Orchid Plus

airline Available from 1 of 2 compared programs

Citi
NORMAL RATIO1:1
TYPICAL TIME3–6 days
No current verified bonus
Bilt
Not availableNot in the verified dataset for Bilt

UNIQUE WITHIN THIS COMPARISON

Available from Bilt, but not the other selected program

14

Aer Lingus AerClub

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Air Canada Aeroplan

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin 24 hours
No current verified bonus

Atmos Rewards

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Hilton Honors

hotel Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Iberia Club

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

IHG One Rewards

hotel Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Japan Airlines Mileage Bank

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
ISSUER WINDOWUsually immediate
No current verified bonus

Marriott Bonvoy

hotel Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin 48 hours
No current verified bonus

Southwest Rapid Rewards

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
ISSUER WINDOWAllow up to 72 hours
No current verified bonus

Spirit Airlines Free Spirit

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
ISSUER WINDOWUsually immediate
No current verified bonus

TAP Air Portugal Miles&Go

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
ISSUER WINDOWUsually immediate
No current verified bonus

The British Airways Club

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

United MileagePlus

airline Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

World of Hyatt

hotel Available from 1 of 2 compared programs

Citi
Not availableNot in the verified dataset for Citi
Bilt
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

HOW TO USE THIS PAGE

Confirm the route before moving points

A transfer partner list answers where points can go. It does not prove that a specific redemption is available or worthwhile.

  1. 01
    Find the destination

    Use the destination view to see every verified points program that can reach the airline or hotel.

  2. 02
    Compare ratio and timing

    Ratios are directional. A 1:1 route is not automatically better than another route with stronger award pricing.

  3. 03
    Check the live account

    Confirm eligibility, account linking, award space, fees, and the final ratio immediately before transferring.