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POINTS & MILES REFERENCE

Compare credit card transfer partners

Start with the airline or hotel program you want to reach. See which bank points or flexible rewards transfer to it, the standard rate, and how long the transfer may take.

Explore transfer pathsMap the points I have ↗Compare programs ↗

TRANSFER PATH DATABASE

See exactly which points transfer where

Start with an airline or hotel, scan every rewards program that transfers to it, then check the rate and timing.

COMPUTED FROM CANONICAL ROUTES

Compare rewards programs

Select two or three currencies. Every count, overlap, ratio, timing claim, and bonus below is derived live.
U.S. Bank5

4 airlines · 1 hotel

3 unique within this comparison · 0 current bonuses
Wells Fargo10

8 airlines · 2 hotels

8 unique within this comparison · 0 current bonuses
SHARED BY ALL2

verified destinations

No winner score—just the underlying routes.

OVERLAP

Shared by all selected programs

2

Air France-KLM Flying Blue

airline Available from 2 of 2 compared programs

U.S. Bank
NORMAL RATIO1:1
ISSUER WINDOWUsually by the next business day
No current verified bonus
Wells Fargo
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Avianca LifeMiles

airline Available from 2 of 2 compared programs

U.S. Bank
NORMAL RATIO1:1
ISSUER WINDOWUsually by the next business day
No current verified bonus
Wells Fargo
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

UNIQUE WITHIN THIS COMPARISON

Available from U.S. Bank, but not the other selected program

3

Accor Live Limitless

hotel Available from 1 of 2 compared programs

U.S. Bank
NORMAL RATIO2:1
ISSUER WINDOWUsually by the next business day
No current verified bonus
Wells Fargo
Not availableNot in the verified dataset for Wells Fargo

Ethiopian Airlines ShebaMiles

airline Available from 1 of 2 compared programs

U.S. Bank
NORMAL RATIO1:1
ISSUER WINDOWUsually by the next business day
No current verified bonus
Wells Fargo
Not availableNot in the verified dataset for Wells Fargo

Qantas Frequent Flyer

airline Available from 1 of 2 compared programs

U.S. Bank
NORMAL RATIO1:1
ISSUER WINDOWUsually by the next business day
No current verified bonus
Wells Fargo
Not availableNot in the verified dataset for Wells Fargo

UNIQUE WITHIN THIS COMPARISON

Available from Wells Fargo, but not the other selected program

8

Aer Lingus AerClub

airline Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Cathay Pacific Asia Miles

airline Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:1
TIMINGTiming not verified
No current verified bonus

Choice Privileges

hotel Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:2
TYPICAL TIMEWithin minutes
No current verified bonus

Iberia Club

airline Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

JetBlue TrueBlue

airline Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:1
TIMINGTiming not verified
No current verified bonus

The British Airways Club

airline Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:1
TYPICAL TIMEWithin minutes
No current verified bonus

Virgin Atlantic Flying Club

airline Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:1
TIMINGTiming not verified
No current verified bonus

Wyndham Rewards

hotel Available from 1 of 2 compared programs

U.S. Bank
Not availableNot in the verified dataset for U.S. Bank
Wells Fargo
NORMAL RATIO1:2
TIMINGTiming not verified
No current verified bonus

HOW TO USE THIS PAGE

Confirm the route before moving points

A transfer partner list answers where points can go. It does not prove that a specific redemption is available or worthwhile.

  1. 01
    Find the destination

    Use the destination view to see every verified points program that can reach the airline or hotel.

  2. 02
    Compare ratio and timing

    Ratios are directional. A 1:1 route is not automatically better than another route with stronger award pricing.

  3. 03
    Check the live account

    Confirm eligibility, account linking, award space, fees, and the final ratio immediately before transferring.