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JPMORGAN CHASE POINTS GUIDE

Chase transfer partners

Every reviewed airline and hotel transfer option for Ultimate Rewards points, with standard ratios, expected timing, live bonuses, and the details that can change your decision.

Quick answer

Chase currently transfers to 10 airline and 4 hotel programs. The reviewed standard rates are currently 1:1.

Check the live program terms ↗

COMPLETE PARTNER DIRECTORY

Where Chase points can go

This is a directional list: points move from Chase into the destination program. Search award space first—transfers are usually final.

Check current transfer bonuses ↗

VERIFIED DESTINATIONS

Airlines

10
airline

Aer Lingus

Aer Lingus

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

Aeroplan

Air Canada

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

Flying Blue

Air France-KLM

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

Iberia

Iberia

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

JetBlue

JetBlue Airways

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

KrisFlyer

Singapore Airlines

Standard ratio
1:1
Typical time
1–7 days
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

Southwest

Southwest Airlines

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

British Airways

British Airways

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

United

United Airlines

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

airline

Virgin Atlantic

Virgin Atlantic

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

VERIFIED DESTINATIONS

Hotels

4
hotel

IHG

IHG Hotels & Resorts

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

hotel

Marriott

Marriott International

Standard ratio
1:1
Typical time
1–2 days
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

hotel

Hyatt

Hyatt

Standard ratio
1:1
Typical time
Usually instant
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Account linking required
Important route details

Exception: The displayed 1:1 rate remains current for Chase Sapphire Reserve® and Chase Sapphire Reserve for Business℠. Chase Sapphire Preferred® Card applications on or after June 15, 2026 transfer at 4:3; existing cards, Ink Business Preferred® Credit Card, Ink Plus, and Corporate Flex accounts move to 4:3 on October 1, 2026. Confirm the rate attached to your card before transferring.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

hotel

Wyndham

Wyndham Hotels & Resorts

Standard ratio
1:1
Typical time
Usually by the next business day
Minimum transfer
1,000 points
Transfer increments
1,000-point steps
Important route details

Exception: Partner access and ratios can depend on the Chase card. Confirm the live ratio before transferring; transfers are final.

Eligibility: Point transfer requires an eligible Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire Reserve for Business℠, or Ink Business Preferred® Credit Card account. A matching-name loyalty account is required.

Region: United States Chase Ultimate Rewards program.

PORTFOLIO OVERLAP

Other points that reach the same programs

Shared destinations can let you combine balances indirectly by transferring each currency into the same loyalty account. Ratios and eligibility can still differ.

Open the full comparison tool ↗
American ExpressAmex

9 shared destinations

Aer Lingus · Aeroplan · Flying Blue · Iberia · +5 moreCompare side by side ↗
Wells FargoWells Fargo

7 shared destinations

Aer Lingus · Flying Blue · Iberia · JetBlue · +3 moreCompare side by side ↗
Capital OneCapital One

6 shared destinations

Aeroplan · Flying Blue · JetBlue · KrisFlyer · +2 moreCompare side by side ↗

THE PRACTICAL DETAILS

Chase transfer partner FAQ

Use the database to narrow the path, then verify award space and live account terms before moving anything.

How many transfer partners does Chase have?

AskSebby currently tracks 14 reviewed Chase transfer partners: 10 airlines, 4 hotels.

Are all Chase transfers 1:1?

The reviewed standard ratios are currently 1:1, but the live account terms still control and can change.

Which points program overlaps most with Chase?

Bilt currently shares 12 tracked destinations with Chase. A shared destination does not guarantee equal ratios, timing, or card eligibility.

Can I move transferred points back to Chase?

Generally no. Flexible-points transfers are usually final. Confirm award availability, price, fees, passenger details, account eligibility, and the live ratio before moving points.

TURN POINTS INTO A TRIP

A transfer route is only the first decision

Compare booking programs, mileage prices, fees, timing, and realistic availability before choosing where your flexible points should land.

Explore award flight playbooks ↗Find another points program ↗