Ink Business Preferred® Credit Card

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

The Ink Business Preferred® Credit Card is a great option if you spend a lot in business categories and want to get elevated value from your Ultimate Reward points.

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Ink Business Preferred® Credit Card Calculator

Cardonomics calculates the expected value of the Ink Business Preferred® Credit Card based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.

The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.

Ink Business Preferred® Credit Card Intro Offer

Are you eligible for the intro offer? You are not eligible if you have the card.

EligibleNot Eligible

Are you able to complete $8,000 of spend in the first 3 months?

YesNo

The current public offer is 100,000 Chase Ultimate Rewards points (UR). What bonus are you considering?

MRpoints

points earned from intro offer:

Point Multipliers: Category Spend

Travel

Shipping purchases

Advertising purchases made with social media sites and search engines

Internet, cable and phone services

All other purchases

Yearly points earned from spend breakdown:

3X Travel*9,000 UR

3X Shipping purchases*15,000 UR

3X Ads*30,000 UR

3X Internet, cable, and phone services*3,000 UR

1X After $150,000 3X category threshold0 UR

1X All other purchases1,000 UR

Total points earned per year:58,000 UR

*Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year; then 1X after that.

How do you plan on redeeming points?

Chase gives you many ways to redeem your points. Here are some common examples:

Points are denoted as CPP = "cents per point"

Statement credit = 1 CPP

Gift cards = 1 CPP

Travel via Chase Travel Portal = 1.25 CPP

Transferring to airline partners (target value) = 2 CPP

Custom

CPP

Given how you value points...

Value of points from intro offer:$0

Value from category spend:$0

Expected Value of Points

(Intro offer + spend - annual fee)

Calculation Methodology

The calculator's results are determined by several factors, including your ability to meet the minimum spending requirement to earn the welcome offer, spending habits in different categories, point redemption strategy, and how much relative value you place on other benefits.

The "Years" in the calculator refer to the cardmember year, which begins when you are approved for the card. The first year of membership is the first 12 months after approval, and the second year is the 12 months following that.