Limited Time Increased Welcome Offers

These cards have higher than usual welcome offers that are worth considering.

A) Marriott Bonvoy Boundless™ Credit Card

The Marriott Bonvoy Boundless™ Credit Card is issued by Chase, so if you’ve recently received a welcome offer from a co-branded Marriott card from American Express, you will not be eligible for the bonus.

  • Welcome offer: 100,000 points after $5,000 in spend within the first 3 months of account opening

    • Offer ends 5/2/2019

  • Free night award (worth up to 35,000 points) on your account anniversary

  • Earn 6X on purchases at Marriott Bonvoy Hotels

  • Earn 2X on all other purchases

  • Watch our full review here: https://www.youtube.com/watch?v=ul8UfgqoiXU

 
  • Welcome offer: 100,000 points after $5,000 in spend within the first 3 months of account opening

    • Offer ends 4/24/2019

  • Free night award (worth up to 35,000 points) on your account anniversary

  • Earn 6X on purchases at participating Marriott Bonvoy Hotels

  • Earn 4X at U.S. restaurants, U.S. gas stations, U.S. purchases for shipping, and on wireless telephone services purchased directly from U.S. service providers

  • Earn 2X on all other purchases


💎 Luxury Credit Cards

Want the finer things in life but not the hefty price tag? These luxury cards have travel credits and $100 Global Entry or TSA Precheck credit to offset the annual fee, along with airport lounge access so you can jet set in style.

Luxury credit cards typically have a higher annual fee that can range from $400-$550. I don’t recommend getting one unless you can get positive expected value from the perks.

 

For basic travel luxuries like exclusive Chase Sapphire events, airport lounge access, and Global Entry or TSA Precheck, the Chase Sapphire Reserve is the perfect card to ease your travels.

  • Welcome offer: 50,000 Ultimate Rewards points ($750 in travel), after $4,000 in spend within the first 3 months of account opening

  • $300 annual travel credit per calendar year — includes transit, rideshare, hotels, and airline tickets

  • Earn 3X on travel and dining

  • $100 Global Entry or TSA Precheck credit

What we like:

  • Flexible travel credit

  • Priority Pass Select membership (airport lounge access); bring up to 2 guests

  • Redeem points for 1.5X in travel through the Chase Travel Portal

  • 1:1 Point transfer to airline and hotel partners

  • Primary collision damage waiver when you rent a car

  • Trip delay protection

  • No foreign transaction fees

Important note: Chase has a rule where you can only receive a Chase Sapphire welcome offer once every 48 months.

 

Want to be treated like a VIP when you’re just a “P”? Roll out the red carpet with hotel status, access to pre-sale event tickets, exclusive concierge service, and Centurion Lounges.

  • Welcome offer: 60,000 Membership Rewards points, after $5,000 in spend within the first 3 months

  • $200 annual airline fee credit per calendar year to use for incidental fees like baggage fees

  • Up to $200 Uber credit, distributed $15/month and $35 in December

  • Up to $100 Saks Fifth Avenue credit, issued in $50 increments every 6 months per calendar year

  • $100 Global Entry or TSA Precheck credit

  • Earn 5X points points per $1 spent on flights booked directly with airlines or American Express Travel

  • Terms apply

What we like:

  • Amex Concierge — score hard to get restaurant reservations and concert tickets

  • Centurion Lounge access for you and up to 2 guests

  • Priority Pass Select membership (airport lounge access), with up to 2 guests

  • Automatic Starwood Preferred Guest Gold Status

  • Automatic Hilton HHonors Gold Status

  • Transfer points to airline partners

  • No foreign transaction fee


✈️ Travel Credit Cards

We usually recommend getting travel credit cards to accumulate more points. These cards have useful point multipliers and no foreign transaction fees. Travel credit cards typically have an annual fee of $95.

 

The Chase Sapphire Preferred is ideal for those who want to experience premium travel without a hefty annual fee. Get access to the Chase Travel Portal or transfer partners to redeem Ultimate Rewards Points.

  • Welcome offer: 60,000 Ultimate Rewards points ($750 in travel), after $4,000 in spend within the first 3 months

  • Earn 2X points on travel and dining

What we like:

  • Ability to product change to the Chase Sapphire Reserve after the first year

  • Redeem points for 1.25X in travel through the Chase Travel Portal

  • 1:1 Point transfer to airline and hotel partners

  • Primary collision damage waiver when you rent a car

  • Pool points from other Ultimate Reward earning cards to redeem for travel

  • No foreign transaction fees

Important note: Chase has a rule where you can only receive a welcome offer once every 48 months for a Chase Sapphire card.

 

If you prefer flexible points and boutique hotels, the Capital One® Venture® Rewards credit card is worth considering.

  • Welcome offer: 50,000 miles, after $3,000 in spend within the first 3 months

  • Earn 10X miles on hotels.com; learn more at hotels.com/venture 

  • Earn 2X miles on all other purchases

  • Up to $100 Global Entry or TSA Precheck credit

  • 12+ Airline transfer partners

What we like:

  • Annual fee is waived the first year

  • Save 20% on hotel.com bookings; perfect if you prefer boutique hotels

  • Miles don’t expire as long as the card is active

  • No annual fee downgrade path available after the first year

Read our full review of the Capital One Venture Rewards card here.


🏨 Hotel Credit Cards

Live the suite life with these cards. Redeem hotel points at some of the most luxurious hotels in the world like the Conrad Bora Bora Nui or the Park Hyatt Maldives Hadahaa.

5. IHG® Rewards Club Premier Credit Card

For a limited time, the IHG Rewards Club Premier card has a historic-high offer of 120,000 points.

  • Welcome offer: 120,000 bonus points after $5,000 in spend

    • 80,000 points after $2,000 in spend within the first 3 months of account opening

    • 40,000 points after an additional $3,000 in spend within the first 6 months

  • 1 Free night every card member anniversary to use, up to 40,000 points

  • Free reward night when you redeem points for a stay of 4 or more nights

  • Earn 10 points for every $1 spent on IHG stays

  • 2 points for purchases at gas stations, grocery stores, and restaurants

  • 1 point for all other purchases

  • $100 Global Entry or TSA Precheck credit

What we like:

  • Complimentary Platinum Elite status

 

6. The World Of Hyatt Credit Card

The World Of Hyatt credit card is one of our favorite hotel cards since hotel night redemption start at 5,000 points.

The free anniversary night can be redeemed at a Category 1-4 hotel (easily $200-$450 in value).

  • Welcome offer: 50,000 Hyatt points after $6,000 in spend

  • 25,000 Hyatt points after $3,000 in spend within the first 3 months of account opening

  • 25,000 Hyatt points after an additional $3,000 in spend within the first 6 months

  • 1 Free night every card member anniversary to use at a Category 1-4 Hyatt hotel or resort

  • 9X points for every $1 spent on Hyatt hotels

  • 2X for dining/cafes/coffee shops

  • 2X for airline tickets (directly w/ airlines)

  • 2X for local transit/commuting/taxis/tolls/rideshare

  • 2X for fitness/gym

  • 1X for everything else

What we like:

  • Redeeming free nights at Hyatt start at 5,000 points

  • Automatic Discoverist status

  • Status boost:

    • 5 nights towards status each year

    • 2 nights towards status every $5,000 spend (no cap)

  • No foreign transaction fee

 
 

Hilton Honors points are easy to accumulate from frequent promotions that have increased point earning opportunities. Hilton Gold status grants you late check-out and complimentary breakfast at all hotels.

  • Welcome offer: 125,000 points after $2,000 in spend within the first 3 months of account opening

  • Complimentary Hilton Gold status

  • Earn 12X points on eligible purchases charged on the card directly with a hotel or resort in the Hilton Portfolio

  • Earn 3X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations

  • Earn 3X points on all other purchases

  • Terms apply

What we like:

  • 10 Free Priority Pass (airport lounge access) visits per year once enrolled

  • Earn a free weekend night when you spend $15,000 on the card in a calendar year

  • No foreign transaction fee


💼 Business Credit Cards

Make your business expenses work for you. The business cards we selected earn points on select business categories or earn more than 1X points on non-category spend.

 

The Ink Business Preferred℠ credit card is affected by the Chase 5/24 rule, but it doesn’t count towards it. The card is ideal for businesses that can optimize spend on travel, social media ads, shipping, internet, cable, and phone services.

  • Welcome offer: 80,000 Ultimate Rewards points ($1,000 in travel) after $5,000 in spend within the first 3 months of account opening

  • Spending Multipliers:

    • Earn 3X points on travel*

    • Earn 3X points on shipping*

    • Earn 3X points on internet, cable, and phone services*

    • Earn 3X points on social media ads and search engines*

    • Earn 1X points on all other purchases

         *on up to $150,000 in combined category purchases per card member year

  • Cell phone protection

What we like:

  • Redeem points for 1.25X in travel through the Chase Travel Portal

  • 1:1 Point transfer to airline and hotel partners

  • Primary collision damage waiver (CDW) when renting for business purposes

  • No foreign transaction fees

 

The Ink Business Unlimited℠ Credit Card is ideal for businesses that have a lot of non-category spend like business services, taxes, and rent. The card is also optimal if you spend more than $150,000 on social media ads (if less, use the Chase Ink Preferred) to earn 1.5X on all purchases.

  • Welcome offer: 50,000 Ultimate Rewards points after $3,000 in spend within the first 3 months of account opening

  • Earn unlimited 1.5X points on all purchases

What we like:

  • Transfer Ultimate Rewards to the Chase Ink Preferred, Chase Sapphire Preferred, or the Chase Sapphire Reserve to redeem points for travel.

 

The Business Platinum card is all you need to hit the ground running. Save on office rent with Platinum Global Access from WeWork, and computer equipment with Dell statement credits.

  • Welcome offer: up to 75,000 Membership Rewards® points after $20,000 in spend

    • 50,000 points after $10,000 in spend within the first 3 months of account opening

    • 25,000 points after an additional $10,000 in spend within the same first 3 months

  • Earn 5X points on flights and prepaid hotels on amextravel.com

  • Get 50% more points on each eligible purchase of $5,000 or more, up to 1 million additional points per year

  • 35% Airline bonus when you use Membership Rewards Pay with Points for all or part of a flight with your select qualifying airline; up to 500,0000 bonus points per calendar year

  • Terms apply

What we like:

  • One year of Platinum Global Access from WeWork; enroll between 2/15/2019 and 12/31/2019

  • Up to $200 in statement credits for Dell, up to $100 semi-annually

  • No foreign transaction fees