TD is primarily a Canadian bank, but they do have financial products available in the United States. In this post, we’ll review the TD Cash Credit Card (U.S.).
Annual fee: $0
Welcome bonus: $200 after $500 in spend within the first 90 days of account opening
Earn 3% cash back on dining
Earn 2% cash back on at grocery stores
Earn 1% cash back on all other purchases
No foreign transaction fees
At first glance, the TD Cash Credit Card might seem like a good option, but the card is only available in select states where TD has a footprint:
If you don’t live in any of the above states, then there are a handful of alternative options.
Alternative Credit Card Options
Below are a few alternatives that earn a higher or equal spending multiplier than the TD Cash Credit Card.
3% on dining
Cash back: Uber (4%), SavorOne (3% on dining and entertainment)
2% on grocery stores
Travel: Amex Gold (4x on up to $25,000 per the calendar year at US supermarkets)
Cash back: Amex Blue Cash Everyday (BCE) (3% w/ $6,000 cap/year)
1% on all other purchases
Cash back: Citi Double Cash (2%), Fidelity Rewards (2%), PayPal MC (2%)