Review: Hilton Honors American Express Surpass Card

The Hilton Honors American Express Surpass® Card is ideal for travelers who want to get more points from their spend on everyday purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn a Weekend Night Reward after you spend $15,000 on your card in a calendar year.

Key features

  • Annual fee: $95

  • Welcome offer: 125,000 Hilton Honors bonus points and a free night reward after $2,000 in spend within the first 3 months of account opening

  • Spending Multipliers:

    • Earn 12X Hilton Honors points per $1 spent at Hilton hotels and resorts

    • Earn 6X Hilton Honors points per $1 spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations

    • Earn 3X Hilton Honors points on all other purchases

  • Earn a Weekend Night Reward after you spend $15,000 in purchases on your card in a calendar year

  • Airport lounge access via Priority Pass Select: 10 complimentary lounge visits each Priority Pass Membership year

  • Complimentary Gold status (as long as the card is active)

  • Earn Diamond status when you spend $40,000 on eligible purchases in a calendar year

    • Diamond status valid through the end of the next calendar year

  • No foreign transaction fees

Welcome Offer Eligibility

The Hilton Ascend was rebranded to the Hilton Surpass, so if you received a bonus from the Ascend in the past, you do not qualify for the offer.

American Express has a once in a lifetime rule that states you can only earn a welcome offer from each product once.

Hilton Weekend Certificate

Earn a free weekend certificate by spending $15,000 on the card in a calendar year.

A few important notes about the Hilton Weekend Night Reward:

  • A weekend night is defined as Friday, Saturday, and Sunday

  • Certificates expire within a year they are credited to your account

  • Certificates stay in your Hilton account, even if you close the credit card

  • Certificates are valid for the standard base room only (you can still qualify for upgrades with elite status)

  • You must call the reservations hotline to redeem the weekend certificate

    • US & Canada number: 1-800-548-8690

  • You can redeem the weekend certificate at most hotel and resort properties

Optimal Strategy

It’s worth noting that Hilton properties cost more points compared to other hotel group currencies.

For example:

  • Park Hyatt Maldives = 30,000 Hyatt points / night

  • Conrad (Hilton) Maldives = 95,000 Hilton points / night

In addition to earning the welcome offer, you’ll need to accumulate more Hilton points for a 3-day weekend in the Maldives. The other strategy would be to accumulate Weekend Rewards to redeem instead.

Hilton “free” weekend night certificates provide the most value when you redeem them at aspirational properties like the Conrad Bora Bora Nui or the Waldorf Astoria Maldives Ithaafushi.

Hilton uses dynamic point pricing, so there’s not an official page where you can find a list of hotel categories and pricing.

If you want to get an idea about how many points you’ll need to accumulate for a trip, check out Hilton’s Points Explorer Tool: The tool isn’t always accurate, so check Hilton’s website for the most up to date pricing.

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.”