American Express offers a wide range of charge cards and credit cards. Which card should you get first? Which one is the best “first Amex?”Read More
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Starting August 26, 2018, new rules will be implemented for the Chase Marriott and Amex SPG cards. Most people are speculating that the implementation will be on Marriott's side and link loyalty program numbers to ensure consumers aren't stacking multiple benefits.Read More
Ask Sebby covers a wide range of topics from credit 101 to advance optimization strategies, but the mistake I often see is beginners trying to implement advance level strategies when they have a thin credit file.Read More
A cash advance is when you withdraw cash from your credit card, typically using an ATM or bank transaction. The limit to how much cash you can withdraw from the credit card is a cash advance limit.Read More
Early, mid, and late game are terms often used in video gaming or game theory situations that relate to optimizing the outcome given the constraints. Here's a template on how to optimize the credit card game.Read More
American Express is enforcing welcome offer restrictions with a new tool. A module will pop up if Amex does not want to grant you a welcome bonus due to too many accounts, signup bonuses received, or introductory APR offers.Read More