What's in my wallet is a monthly series that explains the reasoning behind each card in my wallet. The cards change depending on if I need to hit minimum spend on a new card or if I want to maximize cash back categories for the quarter.
The 5% cash back category during Q3 for the Chase Freedom is restaurants. I just finished maxing out my category spend with the Discover It card, so the Chase Freedom is going to be my default card whenever I dine out. Learn more about the Chase Freedom Q3 categories in the video below:
American Express Platinum
I recently canceled my Amex Business Platinum card and replaced it with a personal Amex Platinum card. This month, I'm working on hitting $5,000 minimum spend requirement to earn the 60,000 point bonus.
Watch the video below to learn more about why I canceled my Amex Business Platinum card:
I missed out on getting the personal version of the Chase Marriott card because I was over the Chase 5/24 rule. As a result, I applied for the business version to earn the 80,000 point signup bonus and free anniversary night. The Marriott card is a keeper in my books.
The Marriott business card is the only business card that's not affected by the Chase 5/24.
The Cathay Pacific card is another new addition to my wallet. I signed up for the card because I want to experience a first-class international flight with Cathay Pacific. With the increased signup offer, this makes the goal more attainable.
Watch the video below to learn more about the increased Cathay Pacific offer:
What's in your wallet this month?
Want to get the Southwest Companion Pass for 2018-2019? Here's when to apply and how to time the minimum spend requirements.
Is Bora Bora on your wishlist of places to visit in 2018? Costco Travel is having a deal for Bora Bora. Here's our analysis.
Want to get a $15-$20 gift card every time you dine at select restaurants? Here's our review of the Seated app.
A step-by-step guide on how to use transfer partners with Chase Ultimate Rewards.
Want to get free hotel upgrades and skip the check-in lines in Las Vegas? Here's how to status match your way to free upgrades.
Timberline Steaks & Grille at Denver International Airport was recently added to the Priority Pass restaurant network. Here's our review.
How much time should you spend researching credit cards and cash back? Here's our formula to calculate your ROI.
For Q4 2017, the Discover It 5x cash back categories are Amazon.com and Target. Here's how to get the maximum cash back.
Walmart and department stores are the Q4 5X categories for the Chase Freedom card. Here's the optimal strategy to earn maximum cash back.
Priority Pass recently added Timberline Steaks & Grille to their network of restaurants. Here's how to get a "free" steak the next time you visit Denver Airport.