What's in my wallet is a monthly series that explains the reasoning behind each card in my wallet. The cards change depending on if I need to hit minimum spend on a new card or if I want to maximize cash back categories for the quarter.
The 5% cash back category during Q3 for the Chase Freedom is restaurants. I just finished maxing out my category spend with the Discover It card, so the Chase Freedom is going to be my default card whenever I dine out. Learn more about the Chase Freedom Q3 categories in the video below:
American Express Platinum
I recently canceled my Amex Business Platinum card and replaced it with a personal Amex Platinum card. This month, I'm working on hitting $5,000 minimum spend requirement to earn the 60,000 point bonus.
Watch the video below to learn more about why I canceled my Amex Business Platinum card:
I missed out on getting the personal version of the Chase Marriott card because I was over the Chase 5/24 rule. As a result, I applied for the business version to earn the 80,000 point signup bonus and free anniversary night. The Marriott card is a keeper in my books.
The Marriott business card is the only business card that's not affected by the Chase 5/24.
The Cathay Pacific card is another new addition to my wallet. I signed up for the card because I want to experience a first-class international flight with Cathay Pacific. With the increased signup offer, this makes the goal more attainable.
Watch the video below to learn more about the increased Cathay Pacific offer:
What's in your wallet this month?
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Chase Offers are targeted deals that you can find in your Chase account. Add the deal before you make a purchase and earn statement credit.
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The cards in my wallet rotate each month depending on if I open a new card or what my spending habits will be. Before we dive into what’s in my wallet, we want to say a huge THANK YOU for 100,000+ subscribers on YouTube!
Before applying to Chase credit cards, it’s important to understand the rules for applications (2/30 Rule), eligibility (5/24 Rule), and bonuses (once every 2 years).
American Express offers are targeted and vary based on the Amex credit card you have. Login to your account and scroll down to find them. Be sure to click “Add to Card” before you make the purchase, or the offer will not apply.
It’s recently come to light that Hilton Honors accounts are being hacked, and the stolen points are being used for purchases on Amazon. Hackers are breaking into Hilton accounts, linking it to an unaffiliated Amazon account, and then redeeming HHonors points for purchases.
The one year anniversary of the revamped American Express® Gold Card is quickly approaching, and people are starting to wonder if they should renew their card membership for another year.