What's In My Wallet? October 2018 Edition

The cards in my wallet rotate each month depending on if there’s a new 5% cash back category or if I’m trying to hit the minimum spend on a new credit card.

Chase Sapphire Reserve

The Chase Sapphire Reserve is in my wallet this month in case a dining establishment does not accept American Express.

I’m debating if I should downgrade the CSR to a Chase Sapphire Preferred since I mainly use UR points on transfer partners and not the travel portal. I’ll keep you updated on what happens.

Amex Gold Card

The new Amex Gold card is my default dining card since it earns 4X points at US Restaurants.

An interesting experiment I’m testing is that a few people have reported that a few restaurants don’t code as US Restaurants to earn 4X points. I’m curious to find out if Amex will correct the mistake or if it’s up to the merchant to code properly.

Cash Card via Cash App

The Cash Card from Cash App is a must-have in my wallet when I’m in the U.S. because the cash boosts are too good. I’ve had to visit a few coffee shops for meetings, so saving $1/cup adds up quickly. Learn more about Cash Boosts in this post or in the video below.

Try Cash App using our code and we'll both get $5 when you send $5: https://www.asksebby.com/cashapp Promo code PNFWRFW

Amex Hilton Ascend

The Amex Hilton Ascend is my wallet as a reminder to make payments via Plastiq to earn a free weekend night with $15,000 in additional spend.  This quarter, I have a few tax payments, along with rent.

Try Plastiq and get $500 in fee-free dollars after you spend $500 (referral link): http://bit.ly/asksebby-plastiq

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.