What's in my wallet is a monthly series that explains the reasoning of which cards are in my wallet. October is the start of Q4 2017, so I took the Chase Freedom and Cathay Pacific cards out of my wallet. See what was in my wallet last month here. For most of the cards I don't use, I store them in a cardholder on my desk.
Marriott Rewards Business and Amex Platinum
Last month, the Marriott Rewards Business and Amex Platinum cards were added to my wallet because I just received them.
This month, they're still in my wallet because I'm still trying to meet the minimum spend requirement for the signup bonuses. Learn more about the cards in the video below.
Chase Sapphire Reserve
Since restaurants and dining aren't a 5% cash back category anymore for the Chase Freedom and Discover It cards, the Chase Sapphire Reserve is my go-to card for dining this quarter.
The Chase Sapphire Reserve earns 3x back on dining.
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The Discover It categories for Q4 2017 are Amazon.com and Target, which are mostly online, but I'm keeping it in my wallet just in case. The reason why the Discover It card is physically in my wallet is that sometimes I randomly visit Target. I'm also earning 10% cash back with the first year Cashback Match.
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One weird thing for October is that I have cash in my wallet. I took a few trips out of state and had cash on hand in case some establishments didn't take credit card.
American Express offers a wide range of charge cards and credit cards. Which card should you get first? Which one is the best “first Amex?”
The lounges at Dallas/Fort Worth International Airport are getting a makeover this summer, resulting in temporary locations for some lounges.
The Amex SPG was refreshed in August, and Marriott released the Marriott Rewards Premier Plus card earlier this year. Starting on August 26, 2018, you'll only be eligible for a signup bonus from Marriott or SPG, but not both.
Citi recently launched the new American Airlines AAdvantage MileUp card. The card is a good entry level or product change option if you want to earn miles on groceries and American Airline purchases.
The US Open takes place on August 27-September 9, 2018 at the Louis Armstrong Stadium in Flushing, New York. American Express will be providing a handful of benefits that cardholders can enjoy. Be sure to pick up and activate an armband at the event to enroll in each benefit.
Get $250 via Acorns app when you signup to be an Airbnb host, Flying Blue deals, Discover removes price protection.
Starting August 26, 2018, new rules will be implemented for the Chase Marriott and Amex SPG cards. Most people are speculating that the implementation will be on Marriott's side and link loyalty program numbers to ensure consumers aren't stacking multiple benefits.
Bank of America has a good two-card setup if you plan on having your assets with them long-term. The points earning rates vary by reward tier, and the more assets you have, the higher your earning rate is.
The Marriott Rewards and Starwood Preferred Guest (SPG) loyalty programs will merge in August. With the new changes, should you keep your American Express SPG card?
American Express offers can be found when you login to your American Express account. Offers are targeted, so your mileage may vary. If you see an offer you like, be sure to add or enroll in the offer because they can run out. Prior to purchase, you must add or enroll in the offer to use it.