What's in my wallet is a monthly series that explains the reasoning of which cards are in my wallet. October is the start of Q4 2017, so I took the Chase Freedom and Cathay Pacific cards out of my wallet. See what was in my wallet last month here. For most of the cards I don't use, I store them in a cardholder on my desk.
Marriott Rewards Business and Amex Platinum
Last month, the Marriott Rewards Business and Amex Platinum cards were added to my wallet because I just received them.
This month, they're still in my wallet because I'm still trying to meet the minimum spend requirement for the signup bonuses. Learn more about the cards in the video below.
Chase Sapphire Reserve
Since restaurants and dining aren't a 5% cash back category anymore for the Chase Freedom and Discover It cards, the Chase Sapphire Reserve is my go-to card for dining this quarter.
The Chase Sapphire Reserve earns 3x back on dining.
Interested in the Chase Sapphire Reserve? Use our referral link to earn a 50,000 Ultimate Rewards points after $4,000 in spend within the first three months: https://asksebby.com/csr2
The Discover It categories for Q4 2017 are Amazon.com and Target, which are mostly online, but I'm keeping it in my wallet just in case. The reason why the Discover It card is physically in my wallet is that sometimes I randomly visit Target. I'm also earning 10% cash back with the first year Cashback Match.
Use our referral link for the Discover It to get a $50 statment credit: http://bit.ly/asksebby-discoverit2
One weird thing for October is that I have cash in my wallet. I took a few trips out of state and had cash on hand in case some establishments didn't take credit card.
How to maximize the Amex Platinum benefits: Uber credits, Saks credits, airline fees, airport lounge access, Amex Platinum Concierge, return protection, extended warranty, and purchase protection.
Booking a flight with the right credit card can make or break a trip, especially if unexpected delays happen. Missed connections or canceled flights can leave a hole in your wallet, and some airlines will only provide food vouchers and overnight accommodations if the delay with within their control.
There’s a misconception going around that the Amex Platinum card earns 5x on ALL hotel stays. To clarify, the Amex Platinum only earns 5x points when you book hotel nights through amextravel.com or the Fine Hotels and Resorts Collection (FHR).
Roundup of deals: Chase Pay offers, Bank of America Free Museum Weekend, and more.
American Express recently sent out Form 1099-MISC to cardmembers who had referrals in 2018. In the past, cardholders did not receive forms for referrals, so this might come as an unfortunate surprise.
Marriott recently announced the upcoming changes to their loyalty program, Bonvoy. There’s a lot of information to digest like rebranding cards, new cards, status, and key dates.
The points game is always changing when it comes to valuations and redemptions. Should you diversify your points to de-risk?
On February 12, 2019, American Express and Chase are going to discontinue new applications for the Amex SPG and Chase Marriott Business cards.
Overcrowding has been an issue for American Express Centurion lounges lately, and Amex recently announced some upcoming changes to fix it
Tax season is approaching, and it’s a prime opportunity to meet the minimum spend requirement on a new credit card. Here’s how to pay your taxes with a credit card.