What's in my wallet is a monthly series that explains the reasoning of which cards are in my wallet. October is the start of Q4 2017, so I took the Chase Freedom and Cathay Pacific cards out of my wallet. See what was in my wallet last month here. For most of the cards I don't use, I store them in a cardholder on my desk.
Marriott Rewards Business and Amex Platinum
Last month, the Marriott Rewards Business and Amex Platinum cards were added to my wallet because I just received them.
This month, they're still in my wallet because I'm still trying to meet the minimum spend requirement for the signup bonuses. Learn more about the cards in the video below.
Chase Sapphire Reserve
Since restaurants and dining aren't a 5% cash back category anymore for the Chase Freedom and Discover It cards, the Chase Sapphire Reserve is my go-to card for dining this quarter.
The Chase Sapphire Reserve earns 3x back on dining.
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The Discover It categories for Q4 2017 are Amazon.com and Target, which are mostly online, but I'm keeping it in my wallet just in case. The reason why the Discover It card is physically in my wallet is that sometimes I randomly visit Target. I'm also earning 10% cash back with the first year Cashback Match.
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One weird thing for October is that I have cash in my wallet. I took a few trips out of state and had cash on hand in case some establishments didn't take credit card.
If you’ve had the U.S. Bank Altitude Reserve Visa Infinite card for over a year, you might be eligible for a retention offer.
Expected value is a term I use often, and the idea is that you want to analyze the costs, risks, and benefits of a situation and take the path that will give you positive expected value.
How to stay at the Park Hyatt Maldives Hadahaa for "free."
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