The cards in my wallet rotate each month depending on if I get approved for a new credit card, or if I'm trying to maximize a 5x category.
Tax payments are due in less than a month, so I added the Amex Hilton Aspire card get a return on spend for paying taxes.
Amex Hilton Aspire
The Amex Hilton Aspire card has a $450 annual fee, but it gives you automatic Hilton Diamond status and 100,000 points. I usually recommend waiting for an increased offer, but I have some bills coming up that I'm paying via Plastiq.
Also, I have a redemption in mind for the points and free weekend night, so the timing is right for me.
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Amex SPG Business
The Amex SPG Business card has an increased signup bonus of 30k points (offer ends 3/28/18). One of my goals is to take an Emirates Airlines first class flight, and SPG points are the best way to achieve this.
The Amex SPG Business card is my equivalent to the Chase Freedom Unlimited for non-category spending.
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Chase Sapphire Reserve
The Chase Sapphire Reserve is my default card for dining this quarter because it earns 3x points.
Since merging the Marriott and SPG loyalty programs on August 18, Marriott recently updated their status match challenge. In the past, you could request a status match every year. With the program refresh, you can only request a status match every three calendar years.
The ideal time to start building your credit is when you’re a student because it will set you up for success in the long-term. Here’s an analysis of the best student credit cards on the market.
The Crystal Visa Infinite credit card by City National Bank is one of the few Visa Infinite cards on the market with access to the Visa Infinite Discount Travel Portal. Although the card has been on the market for a while, I haven’t reviewed it yet because it has a unique underwriting process, and there is not always a signup bonus available.
The cards in my wallet rotate each month depending on if there’s a new 5% cash back category or if I’m trying to hit the minimum spend on a new credit card. For the month of September, I have the Cash Card, Amex SPG Luxury card, Chase Sapphire Reserve, and my Costco card.
Best Western is a global budget-friendly hotel chain that has a status match program. If you have status at any other hotel loyalty program, you can status match to Best Western Elite.
The Discover It and Chase Freedom are cards that feature rotating 5X cash back categories each quarter you activate. Earn 5X on up to $1,500 in combined category purchases for each card.
Chase 5/24 has an unofficial rule that states that if you have opened 5 or more credit cards from ANY credit issuer in the past 24 months, you will not be eligible for select Chase cards. In the past year, Chase has added a handful of new cards, and application rules have also changed.
Increased bonuses of the month highlight keeper cards that have a higher than usual intro offer. This month features the IHG Rewards Club Premier, Amex Hilton Aspire, and the Amex SPG Business cards.
Priority Pass Select is a benefit that’s offered with select premium travel credit cards. Be aware that the benefit level may vary based on the credit cards you have.
If you're someone who flies JetBlue and is invested in their credit card ecosystem, there is a 2-card set up available to optimize for points. The Barclays JetBlue Plus + JetBlue Business 2-card setup is interesting because the 10% rebates stack, meaning you get a 20% rebate if you hold both cards.