The cards in my wallet rotate each month depending on if I get approved for a new credit card, or if I'm trying to maximize a 5x category.
Tax payments are due in less than a month, so I added the Amex Hilton Aspire card get a return on spend for paying taxes.
Amex Hilton Aspire
The Amex Hilton Aspire card has a $450 annual fee, but it gives you automatic Hilton Diamond status and 100,000 points. I usually recommend waiting for an increased offer, but I have some bills coming up that I'm paying via Plastiq.
Also, I have a redemption in mind for the points and free weekend night, so the timing is right for me.
Interested in the Amex Hilton Aspire? Use our referral link to earn 100,000 points: https://www.asksebby.com/hiltonaspire
Amex SPG Business
The Amex SPG Business card has an increased signup bonus of 30k points (offer ends 3/28/18). One of my goals is to take an Emirates Airlines first class flight, and SPG points are the best way to achieve this.
The Amex SPG Business card is my equivalent to the Chase Freedom Unlimited for non-category spending.
You can view credit card offers by going to the "Credit Card Offers" tab. Find offers for the respective cards in "Travel Rewards Credit Cards" and "Business Credit Cards." You don't have to use our links, but we're grateful when you do. Thank you for supporting AskSebby!
Chase Sapphire Reserve
The Chase Sapphire Reserve is my default card for dining this quarter because it earns 3x points.
The Chase Freedom earns 5x points on select rotating categories each quarter you activate. For Q3 2018 (July-September), the Chase Freedom 5x categories are gas stations, Lyft, and Walgreens.
The Discover It 5% cash back category for Q3 (July-September) 2018 is restaurants. As a reminder, you need to activate the 5% promo to receive the cashback bonus. Earn up to 5% on up to $1,500 in combined category purchases when you activate.
A charge card is a type of credit card where you must pay the statement balance in full each month. Unlike a traditional credit card, you can't just pay a minimum balance.
The Chase Trifecta, which consists of the Chase Freedom Unlimited, Chase Freedom, and either the Chase Sapphire Preferred or the Chase Sapphire Reserve, is the best card system to earn points for free flights.
American Express just launched a cash back card that earns 1.5% on everything to compete with cards like the Chase Freedom Unlimited and the Bank of America Travel Rewards card.
Chase is currently running a banking bonus promotion where you can earn up to $500 for opening a checking and savings account. New customers will receive $300 for opening a Chase Total Checking account and $200 for opening a Chase Savings account.
American Express is enforcing welcome offer restrictions with a new tool. A module will pop up if Amex does not want to grant you a welcome bonus due to too many accounts, signup bonuses received, or introductory APR offers.
Incredible Bank is offering up to $200 to open a free checking account. To receive the extra $100 bonus, you'll need to use a referral code. Use referral code HAA7551 if you want to support Ask Sebby, and we'll both receive $100.
American Express offers are targeted deals that you can find when you login to your Amex account. As a reminder, if you see a deal you like, I recommend adding it to your card because there is usually a limited amount available.
Get discounts on gift cards via Chase Ultimate Rewards, get Amazon credits when you link a Citi or Amex card, new Priority Pass restaurant added to LAX, and more.