What's in My Wallet? January 2018 Edition

What's in my wallet is a monthly series on the cards that rotate in and out of my wallet. The cards change base on if I receive a new credit card or if I'm trying to optimize for cash back categories.

Chase Sapphire Reserve

The Chase Sapphire Reserve is my go-to for dining this quarter. I plan on volunteering my card for company lunches and submitting expense reports to be reimbursed. 

Interested in the Chase Sapphire Reserve? Use our referral link to support the blog: https://www.asksebby.com/csr

Chase Freedom

Since I don't own a car, I plan to maximize the 5x bonuses by using mobile pay whenever I can and also buying gift cards at 7 Eleven. The 7 Elevens in San Francisco code as "gas stations," even though they don't sell gas. 

To check if a specific merchant codes as gas, use the Visa Supplier website

Don’t have the Chase Freedom? Use our referral link to start earning 5x on select categories: https://www.asksebby.com/chasefreedom

Discover It

The Discover It card will be sitting on my desk, but I'm using it to buy Costco gift cards online since Costco doesn't accept Discover in-store. 

Interested in getting the Discover It card? Use our referral link to get a $50 statement credit after your first purchase within the first 3 months: http://bit.ly/asksebby-discoverit2

Speaking of Costco, I just received my 2% cash back check for having the Executive Membership. I'm keeping the certificate in my wallet so I don't forget to use it. 

If you shop at Costco often, I think it's worthwhile to consider a Costco membership because wholesale shops are a 5x category for multiple cash back cards in 2018. Let me know in the comments if you're interested in an analysis on getting a Costco membership.

American Express Mercedes-Benz

I received the American Express Mercedes-Benz card in December, so I'm focusing on hitting minimum spend by paying rent to travel for free. The other benefit of having a secondary Amex Platinum card is for the $15/month Uber credit. The Uber credits are also valid for use on UberEats.

On a side note, I received a $100 store credit to Mercedes-Benz. Stay tuned to see how I spend the credit. Hopefully, it won't be a floor mat (since I don't own a car).