For February, I didn't add any new cards to my collection, so I'm finished with meeting minimum spend for now.
I'm still working on maximizing the Chase Freedom categories for Q1 2018. I plan on utilizing mobile pay for most of my purchases whenever possible.
Gas stations usually have a gift card section where you can purchase Amazon.com or restaurant gift cards. If I still have room for purchases next month, I'll most likely purchase Amazon.com gift cards.
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Chase Sapphire Reserve
The Chase Sapphire Reserve is my go-to for dining this quarter. I plan on taking a few trips towards the end of the quarter, so I'll be using the Chase Sapphire Reserve for the travel credits and trip protection.
Interested in the Chase Sapphire Reserve? Use our referral link to support the blog: https://www.asksebby.com/csr
American Express SPG
The Amex SPG card is my catch-all card for everything else.
Why SPG instead of a Freedom Unlimited?
- CFU = 1.5x everywhere * 2 CPP = 3% return on spend
- Amex SPG = 1x everywhere * 3 CPP = 3% return on spend
The return on spend with the Chase Freedom Unlimited is effectively the same as the Amex SPG card. My plan is to have more transactions to increase my chances of getting a retention offer.
The Amex SPG might be discontinued later this year, so be sure to grab the 25,000 point signup bonus while you still can.
Get the Amex SPG before it's too late: http://bit.ly/asksebbySPG
Virgin Atlantic miles are useful since you can transfer them to partners like All Nippon Airways (ANA). The Virgin Atlantic World Elite Mastercard by Bank of America currently has a limited time offer of up to 80,000 miles.
American Express adds new rules to combat point brokers. New Delta Flash Sales, free Delta points for Washington state residents, and Barclays Hawaiian Airlines credit card increased offer ending soon.
The optimal strategy for adding credit cards is to get Chase cards first due to the restrictive 5/24 rule, and then move on to other credit issuers. In this post, we’ll walk through the 9 best travel cards to get after finishing with Chase cards.
Citi has a handful of credit card application rules to be aware of to determine intro bonus eligibility. It’s important to understand the 1/8 Rule, 2/65 Rule, 1/90 Rule, and the Citi 24 month rule.
Is the food in the Centurion Lounge free? Do you have to pay each time? Here are the answers to the most frequently asked questions about the Amex Centurion Lounge.
For a limited time, Delta miles can be redeemed for 2 cents per point on vacation packages, United adds Emirates as a transfer partner, and the British Airways card adds new benefits.
Plastiq is a service that lets you pay merchants and bills with a credit card for a 2.5% fee. They’re currently running a promotion for new small businesses to earn $5,000 in fee-free dollars when they sign up through this link and verify their business with a representative.
The cards in my wallet rotate each month depending on if I’m optimizing a 5% category, adding a new credit card, or specific upcoming purchases. For August, I have a few trips and purchasing new electronics.
Apple and Goldman Sachs partnered to launch the new Apple Card. The Apple Card is made out of titanium, and earn 2% cash back on purchases via Apple Pay. Who should get the Apple Card and who should avoid it?
The Federal Reserve met earlier this month and reduced the Federal Funds rate by 0.25%. Reducing the rates resulted in a decrease of APY for high-yield savings and checking accounts across the board. Compare high-yield saving account rates.