For February, I didn't add any new cards to my collection, so I'm finished with meeting minimum spend for now.
I'm still working on maximizing the Chase Freedom categories for Q1 2018. I plan on utilizing mobile pay for most of my purchases whenever possible.
Gas stations usually have a gift card section where you can purchase Amazon.com or restaurant gift cards. If I still have room for purchases next month, I'll most likely purchase Amazon.com gift cards.
Don’t have the Chase Freedom? Use our referral link to start earning 5x on select categories: https://www.asksebby.com/chasefreedom
Chase Sapphire Reserve
The Chase Sapphire Reserve is my go-to for dining this quarter. I plan on taking a few trips towards the end of the quarter, so I'll be using the Chase Sapphire Reserve for the travel credits and trip protection.
Interested in the Chase Sapphire Reserve? Use our referral link to support the blog: https://www.asksebby.com/csr
American Express SPG
The Amex SPG card is my catch-all card for everything else.
Why SPG instead of a Freedom Unlimited?
- CFU = 1.5x everywhere * 2 CPP = 3% return on spend
- Amex SPG = 1x everywhere * 3 CPP = 3% return on spend
The return on spend with the Chase Freedom Unlimited is effectively the same as the Amex SPG card. My plan is to have more transactions to increase my chances of getting a retention offer.
The Amex SPG might be discontinued later this year, so be sure to grab the 25,000 point signup bonus while you still can.
Get the Amex SPG before it's too late: http://bit.ly/asksebbySPG
How to maximize the Amex Platinum benefits: Uber credits, Saks credits, airline fees, airport lounge access, Amex Platinum Concierge, return protection, extended warranty, and purchase protection.
Booking a flight with the right credit card can make or break a trip, especially if unexpected delays happen. Missed connections or canceled flights can leave a hole in your wallet, and some airlines will only provide food vouchers and overnight accommodations if the delay with within their control.
There’s a misconception going around that the Amex Platinum card earns 5x on ALL hotel stays. To clarify, the Amex Platinum only earns 5x points when you book hotel nights through amextravel.com or the Fine Hotels and Resorts Collection (FHR).
Roundup of deals: Chase Pay offers, Bank of America Free Museum Weekend, and more.
American Express recently sent out Form 1099-MISC to cardmembers who had referrals in 2018. In the past, cardholders did not receive forms for referrals, so this might come as an unfortunate surprise.
Marriott recently announced the upcoming changes to their loyalty program, Bonvoy. There’s a lot of information to digest like rebranding cards, new cards, status, and key dates.
The points game is always changing when it comes to valuations and redemptions. Should you diversify your points to de-risk?
On February 12, 2019, American Express and Chase are going to discontinue new applications for the Amex SPG and Chase Marriott Business cards.
Overcrowding has been an issue for American Express Centurion lounges lately, and Amex recently announced some upcoming changes to fix it
Tax season is approaching, and it’s a prime opportunity to meet the minimum spend requirement on a new credit card. Here’s how to pay your taxes with a credit card.