For February, I didn't add any new cards to my collection, so I'm finished with meeting minimum spend for now.
I'm still working on maximizing the Chase Freedom categories for Q1 2018. I plan on utilizing mobile pay for most of my purchases whenever possible.
Gas stations usually have a gift card section where you can purchase Amazon.com or restaurant gift cards. If I still have room for purchases next month, I'll most likely purchase Amazon.com gift cards.
Don’t have the Chase Freedom? Use our referral link to start earning 5x on select categories: https://www.asksebby.com/chasefreedom
Chase Sapphire Reserve
The Chase Sapphire Reserve is my go-to for dining this quarter. I plan on taking a few trips towards the end of the quarter, so I'll be using the Chase Sapphire Reserve for the travel credits and trip protection.
Interested in the Chase Sapphire Reserve? Use our referral link to support the blog: https://www.asksebby.com/csr
American Express SPG
The Amex SPG card is my catch-all card for everything else.
Why SPG instead of a Freedom Unlimited?
- CFU = 1.5x everywhere * 2 CPP = 3% return on spend
- Amex SPG = 1x everywhere * 3 CPP = 3% return on spend
The return on spend with the Chase Freedom Unlimited is effectively the same as the Amex SPG card. My plan is to have more transactions to increase my chances of getting a retention offer.
The Amex SPG might be discontinued later this year, so be sure to grab the 25,000 point signup bonus while you still can.
Get the Amex SPG before it's too late: http://bit.ly/asksebbySPG
Starting on September 22, 2019, Citi will remove almost ALL key benefits from their credit cards. Essential benefits like trip cancellation & interruption protection, lost baggage protection, and Citi Price Rewind will be slashed.
Amex offers are targeted deals that you can find after logging into your American Express account. Offers are targeted and vary for everyone. Below is a roundup of deals that stood out to me on my various cards.
What are the rules for product changing a credit card? Can you upgrade a credit card within the first year? Product changing and upgrading FAQ.
The Citi Premier credit card currently has a 50,000 point offer (annual fee waived) and a 60,000 point offer ($95 annual fee NOT waived). Which one should you apply for?
Chase launched a new student credit card called the Chase Freedom Student. The new card is ideal for students with no credit history that want to build a relationship with Chase.
The cards in my wallet rotate each month depending on if I’m traveling, trying to meet minimum spend requirements, or optimizing for 5x quarters.
American Express recently sent out upgrade links to Hilton card members to upgrade their cards to the next tier. Should you take the upgrade offer?
Today is your last chance to apply for the Barclays Arrival Plus credit card. Barclays will pull the card from the market and stop taking new applications. Should you get the Barclays Arrival Plus card?
Starting on June 6, 2019, the American Express Gold Card will earn 4X points at restaurants worldwide. Cardmembers will now receive 4 points per dollar spent on dining globally.
The Platinum Delta SkyMiles® and the Delta Reserve® credit cards from American Express have access to the Miles Boost benefit that earns miles and MQMs after a certain spend is met each calendar year.