For February, I didn't add any new cards to my collection, so I'm finished with meeting minimum spend for now.
I'm still working on maximizing the Chase Freedom categories for Q1 2018. I plan on utilizing mobile pay for most of my purchases whenever possible.
Gas stations usually have a gift card section where you can purchase Amazon.com or restaurant gift cards. If I still have room for purchases next month, I'll most likely purchase Amazon.com gift cards.
Don’t have the Chase Freedom? Use our referral link to start earning 5x on select categories: https://www.asksebby.com/chasefreedom
Chase Sapphire Reserve
The Chase Sapphire Reserve is my go-to for dining this quarter. I plan on taking a few trips towards the end of the quarter, so I'll be using the Chase Sapphire Reserve for the travel credits and trip protection.
Interested in the Chase Sapphire Reserve? Use our referral link to support the blog: https://www.asksebby.com/csr
American Express SPG
The Amex SPG card is my catch-all card for everything else.
Why SPG instead of a Freedom Unlimited?
- CFU = 1.5x everywhere * 2 CPP = 3% return on spend
- Amex SPG = 1x everywhere * 3 CPP = 3% return on spend
The return on spend with the Chase Freedom Unlimited is effectively the same as the Amex SPG card. My plan is to have more transactions to increase my chances of getting a retention offer.
The Amex SPG might be discontinued later this year, so be sure to grab the 25,000 point signup bonus while you still can.
Get the Amex SPG before it's too late: http://bit.ly/asksebbySPG
The PHL Amex Centurion Lounge opened it’s doors in late 2017 and features a sophisticated menu by Michael Solomonov, a four-time James Beard Award Winning Israeli Cuisine Pioneer..
The Amex Gold card recently got revamped, and a ton of our subscribers applied for the Rose Gold Edition (available until 1/9/2019). To follow up, a few people have reached out about which cards they should add next.
How many business credit cards can you have? Who qualifies for a business credit card?
Flying to Africa from the United States consists of multiple long flights and layovers, so flying business class can help ease the travel. In this post, we’ll cover how to fly business class to Africa using Chase and United points.
Chase expands the 5/24 Rule to the World of Hyatt, IHG, and British Airways Credit Cards.
The Capital One® Spark® Miles for Business has an increased offer of 200,000 miles. What makes the offer interesting is that Capital One just added airline transfer partners to their program to make miles more valuable.
We compares EVERY American Express SPG and Chase Marriott credit card that’s available on the market. Compare the Amex SPG and Chase Marriott annual fees, free night certificates, and spending multipliers.
If you have at least $400 dollars in your checking account and use it frequently, you’re likely to see a credit score increase with the new Ultra FICO score.
Discover It recently announced all of their 5% cash back categories for 2019.
American Express product change and downgrade paths. Downgrading a card is ideal to keep your credit history alive since you’re not canceling the card. I usually recommend doing this after having the card for 12 months if you’re not getting positive expected value in the second year to keep a good relationship with American Express.