For February, I didn't add any new cards to my collection, so I'm finished with meeting minimum spend for now.
I'm still working on maximizing the Chase Freedom categories for Q1 2018. I plan on utilizing mobile pay for most of my purchases whenever possible.
Gas stations usually have a gift card section where you can purchase Amazon.com or restaurant gift cards. If I still have room for purchases next month, I'll most likely purchase Amazon.com gift cards.
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Chase Sapphire Reserve
The Chase Sapphire Reserve is my go-to for dining this quarter. I plan on taking a few trips towards the end of the quarter, so I'll be using the Chase Sapphire Reserve for the travel credits and trip protection.
Interested in the Chase Sapphire Reserve? Use our referral link to support the blog: https://www.asksebby.com/csr
American Express SPG
The Amex SPG card is my catch-all card for everything else.
Why SPG instead of a Freedom Unlimited?
- CFU = 1.5x everywhere * 2 CPP = 3% return on spend
- Amex SPG = 1x everywhere * 3 CPP = 3% return on spend
The return on spend with the Chase Freedom Unlimited is effectively the same as the Amex SPG card. My plan is to have more transactions to increase my chances of getting a retention offer.
The Amex SPG might be discontinued later this year, so be sure to grab the 25,000 point signup bonus while you still can.
Get the Amex SPG before it's too late: http://bit.ly/asksebbySPG
American Express offers a wide range of charge cards and credit cards. Which card should you get first? Which one is the best “first Amex?”
The lounges at Dallas/Fort Worth International Airport are getting a makeover this summer, resulting in temporary locations for some lounges.
The Amex SPG was refreshed in August, and Marriott released the Marriott Rewards Premier Plus card earlier this year. Starting on August 26, 2018, you'll only be eligible for a signup bonus from Marriott or SPG, but not both.
Citi recently launched the new American Airlines AAdvantage MileUp card. The card is a good entry level or product change option if you want to earn miles on groceries and American Airline purchases.
The US Open takes place on August 27-September 9, 2018 at the Louis Armstrong Stadium in Flushing, New York. American Express will be providing a handful of benefits that cardholders can enjoy. Be sure to pick up and activate an armband at the event to enroll in each benefit.
Get $250 via Acorns app when you signup to be an Airbnb host, Flying Blue deals, Discover removes price protection.
Starting August 26, 2018, new rules will be implemented for the Chase Marriott and Amex SPG cards. Most people are speculating that the implementation will be on Marriott's side and link loyalty program numbers to ensure consumers aren't stacking multiple benefits.
Bank of America has a good two-card setup if you plan on having your assets with them long-term. The points earning rates vary by reward tier, and the more assets you have, the higher your earning rate is.
The Marriott Rewards and Starwood Preferred Guest (SPG) loyalty programs will merge in August. With the new changes, should you keep your American Express SPG card?
American Express offers can be found when you login to your American Express account. Offers are targeted, so your mileage may vary. If you see an offer you like, be sure to add or enroll in the offer because they can run out. Prior to purchase, you must add or enroll in the offer to use it.