What's in My Wallet? Black Friday 2018 Edition

The holiday shopping season is upon us, and we’ve seen a handful of great deals leading up to Black Friday.

A few reminders before we dive into the cards…

1. Flight Delay Protection

As a reminder, if your flight is delayed by more than 6 hours, you may be eligible for trip delay protection depending on the credit card you used to book the trip. Safe travels to everyone!

2. Online shopping portals

If you plan on shopping online, be sure to use an online shopping portal like Ebates to earn additional cash back on your purchases. Check out cashbackmonitor.com to see which online shopping portal will give you the most cash back. Be sure to use only reputable shopping portals to ensure you get paid.

Sign up for Ebates and earn $10 when you spend $25 (referral): http://bit.ly/2zCJj5f

3. Amazon Black Friday Deals

Amazon has Black Friday Deals that change daily, so check often to see if anything on your wish list goes on sale.

image via https://amzn.to/2PM1Bwf

image via https://amzn.to/2PM1Bwf

Amex Platinum

The Amex Platinum card is in my wallet for the holidays because it’s one of the few cards that have return protection.

Return protection is a benefit some credit cards offer that creates the ability to "return an item" when the merchant refuses to do so. This can be because the item is no longer falls within the return window or return policy does not exist (final sale). 

Citi Prestige

Citi is one of the few credit issuers that still have price protection. The idea is that if you make a purchase and the item’s price drops, you can file a claim for the difference.

Discover and Chase no longer offer price protection.

Platinum Delta Amex

The Platinum Delta card is a new addition to my wallet because I want to fly Delta One in 2019. I plan is to use Plastiq to pay rent to meet the minimum spend.

Try Plastiq and get $500 in fee-free dollars after you spend $500 (referral link): http://bit.ly/asksebby-plastiq

I’ve noticed that Delta has more flash sales for flights, which makes SkyMiles more valuable.

Chase Sapphire Reserve

The Chase Sapphire Reserve is my card for dining because a few of the restaurants I frequent do not accept American Express or Mastercard.

Otherwise, I would typically use the Amex Gold card for U.S. restaurants that don’t use Square readers.



Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.