For the month of August, I upgraded my wallet thanks to the Amex Platinum Saks Fifth Avenue $50 statement credit. I had two $50 credits since I have two Platinum cards. Learn more about the Saks credit in the video below.
Citi/AAdvantage Platinum Select World Elite Mastercard
The Citi AA Platinum card is a new addition to my wallet. There are a few reasons why I added it:
- Signup bonus for flights
- Start the Citi card "24-month rule" clock
- Priority boarding and free checked bag
By starting the "Citi clock" now, I'll be eligible for another Citi AA signup bonus in 2020.
Chase Sapphire Reserve
The Discover It 5% cash back category for Q3 2018 is dining. I already maximized the category with $1,500 in dining expenses, so the Chase Sapphire Reserve is back in my wallet for restaurants. The Chase Sapphire Reserve earns 3X points on dining.
Amex Hilton Ascend
The Amex Hilton Ascend is still in my wallet since my goal is to spend $15,000 to earn the free weekend night. It's my default card for non-category spend at the moment.
Apple and Goldman Sachs will partner to create a new iPhone-connected credit card set to launch later this year. According to the WSJ, the card will integrate with the iPhone to track spending, points, and help with budget management.
American Airlines recently updated the merchant coding on their end to reflect gift card purchases; these purchases no longer generate the airline incidental fee credit.
“What’s In My Wallet?” is a monthly series on the cards I have in my card rotation for the month. The cards vary depending on if I open a new card or if I’m trying to optimize for 5x categories.
The new dynamic pricing for the Marriott Bonvoy program takes effect on March 5, 2019. If you have the points, I strongly recommend booking your stays now before the changes take place.
How to maximize the Amex Platinum benefits: Uber credits, Saks credits, airline fees, airport lounge access, Amex Platinum Concierge, return protection, extended warranty, and purchase protection.
Booking a flight with the right credit card can make or break a trip, especially if unexpected delays happen. Missed connections or canceled flights can leave a hole in your wallet, and some airlines will only provide food vouchers and overnight accommodations if the delay with within their control.
There’s a misconception going around that the Amex Platinum card earns 5x on ALL hotel stays. To clarify, the Amex Platinum only earns 5x points when you book hotel nights through amextravel.com or the Fine Hotels and Resorts Collection (FHR).
Roundup of deals: Chase Pay offers, Bank of America Free Museum Weekend, and more.
American Express recently sent out Form 1099-MISC to cardmembers who had referrals in 2018. In the past, cardholders did not receive forms for referrals, so this might come as an unfortunate surprise.
Marriott recently announced the upcoming changes to their loyalty program, Bonvoy. There’s a lot of information to digest like rebranding cards, new cards, status, and key dates.
Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.