The cards in my wallet change every month because I try to maximize category spend or meet minimum spend for a new card. "What's in my wallet?" is a series that explains the logic behind the cards in my wallet each month.
In the past, a lot of subscribers have asked what my thoughts are on Bellroy wallets. Bellroy kindly sent me the Note Sleeve with RFID Protection to review. I'm going to test the wallet and post a full review at the end of the month.
First Republic Bank Debit Card
My debit card this month is from First Republic Bank. I'm visiting Las Vegas, so it's good to have a debit card that refunds ATM fees.
I have two Discover It cards, and I'm using the one that's in the first year to max out the Q3 restaurants category to get 10% back with Cashback Match.
Use our referral link for the Discover It to get a $50 statement credit after your first purchase within the first 3 months: http://bit.ly/asksebby-discoverit2
I'm almost finished with the Discover 5% cash back category for restaurants, so the Chase Freedom is there as a reminder to swap the cards out.
American Express Platinum Card
I recently canceled my American Express Business Platinum card and replaced it with a personal Amex Platinum card. In Year 1, Amex is paying you to have the (personal) Platinum card.
I'm a frequent Uber rider, so I benefit from the $200 annual Uber credit, which the Business Platinum doesn't offer.
This month, I'm not carrying the Chase Sapphire Reserve in my wallet because I earn more with the Chase Freedom and Discover It on dining in Q3.
What's in your wallet for the month of August?
Select restaurants in the Priority Pass network have started to enforce a new rule where you will only be given a $28 dining credit for you and a guest. Any guests after the first one will not be allocated a dining credit.
The American Express® Gold Card is a competitive card when it comes to dining and grocery shopping, and it also offers a handful of other benefits that make it stand out in the premium card market. Is the American Express® Gold Card worth getting? We created a calculator to see if the card fits your spending habits.
If you have elite status at a qualifying competing airline, you can request a Medallion Status Match Challenge to try Delta Medallion Status. You’ll receive the equivalent Medallion Status for three months, and if you successfully complete the challenge, you can extend your Medallion Status.
American Express recently shook up the game by revamping and rebranding the Amex Premier Rewards Gold (PRG) to the Amex Gold Card. The new benefits and spending multipliers warrant a refresh to the (old) Amex Trifecta.
The Amex Trifecta is a 3-card system that helps you maximize the number of MR points you can earn with everyday spend.
Amex Gold Card unboxing and comparing the weight to other premium travel cards like the Amex Platinum, Chase Sapphire Reserve, and Ritz-Carlton cards.
A rumor recently surfaced that the Citi ThankYou Premier card might be disappearing soon. It’s an unconfirmed rumor, but I wouldn’t be surprised if it’s true due to the recent removal of the Citi Prestige card
American Express announced earlier this year that the American Express Mercedes-Benz Platinum card was going to be discontinued on January 11, 2019. Amex Mercedes-Benz cardholders recently got notified of changes to their account.
If you’re planning on staying at a Hilton property soon, you can enroll in their status match program to earn Gold or Diamond status through March 31, 2020. Once you start the status challenge, you can enjoy the elite perks for 90 days.
American Express just revamped the “old” American Express Premier Rewards Gold to the “new” American Express Gold Card. The relaunch includes new perks, increased annual fee, new card design, and of course, metal cards.
On October 31, 2018, Discover Deals will end. Discover is retiring the program, and any pending rewards will be added to your account as usual.