What's in My Wallet? August 2017 Edition

The cards in my wallet change every month because I try to maximize category spend or meet minimum spend for a new card. "What's in my wallet?" is a series that explains the logic behind the cards in my wallet each month.

In the past, a lot of subscribers have asked what my thoughts are on Bellroy wallets. Bellroy kindly sent me the Note Sleeve with RFID Protection to review. I'm going to test the wallet and post a full review at the end of the month.

First Republic Bank Debit Card

My debit card this month is from First Republic Bank. I'm visiting Las Vegas, so it's good to have a debit card that refunds ATM fees. 

Discover It

I have two Discover It cards, and I'm using the one that's in the first year to max out the Q3 restaurants category to get 10% back with Cashback Match.

Use our referral link for the Discover It to get a $50 statement credit after your first purchase within the first 3 months: http://bit.ly/asksebby-discoverit2

Chase Freedom

I'm almost finished with the Discover 5% cash back category for restaurants, so the Chase Freedom is there as a reminder to swap the cards out. 

American Express Platinum Card

I recently canceled my American Express Business Platinum card and replaced it with a personal Amex Platinum card. In Year 1, Amex is paying you to have the (personal) Platinum card.

I'm a frequent Uber rider, so I benefit from the $200 annual Uber credit, which the Business Platinum doesn't offer. 

This month, I'm not carrying the Chase Sapphire Reserve in my wallet because I earn more with the Chase Freedom and Discover It on dining in Q3.

What's in your wallet for the month of August?