The cards in my wallet change every month because I try to maximize category spend or meet minimum spend for a new card. "What's in my wallet?" is a series that explains the logic behind the cards in my wallet each month.
In the past, a lot of subscribers have asked what my thoughts are on Bellroy wallets. Bellroy kindly sent me the Note Sleeve with RFID Protection to review. I'm going to test the wallet and post a full review at the end of the month.
First Republic Bank Debit Card
My debit card this month is from First Republic Bank. I'm visiting Las Vegas, so it's good to have a debit card that refunds ATM fees.
I have two Discover It cards, and I'm using the one that's in the first year to max out the Q3 restaurants category to get 10% back with Cashback Match.
Use our referral link for the Discover It to get a $50 statement credit after your first purchase within the first 3 months: http://bit.ly/asksebby-discoverit2
I'm almost finished with the Discover 5% cash back category for restaurants, so the Chase Freedom is there as a reminder to swap the cards out.
American Express Platinum Card
I recently canceled my American Express Business Platinum card and replaced it with a personal Amex Platinum card. In Year 1, Amex is paying you to have the (personal) Platinum card.
I'm a frequent Uber rider, so I benefit from the $200 annual Uber credit, which the Business Platinum doesn't offer.
This month, I'm not carrying the Chase Sapphire Reserve in my wallet because I earn more with the Chase Freedom and Discover It on dining in Q3.
What's in your wallet for the month of August?
The Federal Reserve met earlier this month and reduced the Federal Funds rate by 0.25%. Reducing the rates resulted in a decrease of APY for high-yield savings and checking accounts across the board. Compare high-yield saving account rates.
Amex deals can be found after logging into your American Express online account. Scroll down to find targeted offers. To redeem an offer, be sure to click “Add to Card” before making the purchase.
The Chase IHG Rewards Club Premier card has a 80,000 point signup bonus and gives you a free anniversary night. Here's our review.
For a limited time, select American Express co-branded credit cards have increased offers for August.
The American Express cash back trifecta is a combination of cards that compliment each other’s point multipliers.
Best and worst Chase business credit cards. Business credit cards can be a great way to earn additional points on purchases you’re already making. Depending on the credit card, spend multipliers can include social ad spend, gas stations, restaurants, and office supply stores.
July Recap: Citi Removes Benefits, Changes to Amex Airline Credit, Equifax Settlement, and Capital One Data Breach
Plastiq is a service that lets you pay virtually any bill with a credit card. There is a 2.5% flat fee for all transactions, and there are a few payment type restrictions for each various credit card issuers.
Plastiq is a service that lets you pay merchants and bills with a credit card for a 2.5% fee. They’re currently running a promotion for new small businesses to earn $4,000 in fee-free dollars when they sign up through this link and verify their business with a representative.
A lot of our subscribers have both the Chase Sapphire Preferred or Chase Sapphire Reserve, and the American Express Gold Card. Is it a good strategy to have both cards?