The cards in my wallet change every month because I try to maximize category spend or meet minimum spend for a new card. "What's in my wallet?" is a series that explains the logic behind the cards in my wallet each month.
In the past, a lot of subscribers have asked what my thoughts are on Bellroy wallets. Bellroy kindly sent me the Note Sleeve with RFID Protection to review. I'm going to test the wallet and post a full review at the end of the month.
First Republic Bank Debit Card
My debit card this month is from First Republic Bank. I'm visiting Las Vegas, so it's good to have a debit card that refunds ATM fees.
I have two Discover It cards, and I'm using the one that's in the first year to max out the Q3 restaurants category to get 10% back with Cashback Match.
Use our referral link for the Discover It to get a $50 statement credit after your first purchase within the first 3 months: http://bit.ly/asksebby-discoverit2
I'm almost finished with the Discover 5% cash back category for restaurants, so the Chase Freedom is there as a reminder to swap the cards out.
American Express Platinum Card
I recently canceled my American Express Business Platinum card and replaced it with a personal Amex Platinum card. In Year 1, Amex is paying you to have the (personal) Platinum card.
I'm a frequent Uber rider, so I benefit from the $200 annual Uber credit, which the Business Platinum doesn't offer.
This month, I'm not carrying the Chase Sapphire Reserve in my wallet because I earn more with the Chase Freedom and Discover It on dining in Q3.
What's in your wallet for the month of August?
The cards in my wallet rotate each month depending on if I add a new credit card or if I’m trying to maximize a 5% category.
How to use Chase Ultimate Rewards transfer partners to get the maximum value for your points. A step by step tutorial on how to transfer points and redeem them.
Mastercard is adding new benefits like cell phone protection and ID theft protection to World and World Elite Mastercards.
Delta Sky Club at SEA in Concourse A review.
Do credit card points and airline miles expire? Here are a few ideas on how to keep your points from expiring.
Chase recently updated the Chase Freedom Unlimited intro bonus to earning 3% on all purchases in your first cardmember year, on up to $20,000 in spend. After that, earn 1.5% everything.
The American Express Platinum House is back in Palm Springs for another Coachella! Unlock exclusive benefits with your American Express card.
How much are Chase 5/24 slots worth? Should you get the Uber card over the Chase Sapphire Preferred? We take a look at the numbers to find the value of a Chase credit card.
Increased credit card offers that end soon: Amex Delta cards, Marriott Bonvoy, and IHG.
An emergency fund usually consists of 3-12 months of runway that you need in the case an unexpected life event happens. The best places to keep your rainy day funds are a high-yield savings account or a CD.