What's In My Wallet? April 2019 Edition

The cards in my wallet rotate each month depending on if I add a new credit card or if I’m trying to maximize a 5% category.

American Express Delta Platinum

American Express Delta Platinum card has a program where you can spend $25,000 on the card to earn an MQD waiver.

To earn Delta status you’ll need:

Status = Requirement .1 + Requirement 2

1) Requirement 1 = either:

      a) MQM = miles w/ Delta & SkyTeam (i.e., Korean Air)

      b) MQS = segments (flights) w/ Delta & SkyTeam

2) Requirement 2 = either:

      a) MQD = $$$ spent w/ Delta & SkyTeam

      b) MQD waiver = $25,000 spent on Amex Delta cards

Amex Gold Card

The Amex Gold card is my go-to card for dining since it earns 4x.

Chase Freedom

The Chase Freedom 5x categories for Q2 2019 are grocery stores and home improvement stores. Walmart and Target are NOT included.

My plan is to maximize grocery purchases and then stock up on grocery store gift cards to maximize the quarter.



Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.